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Don't give up your equity with crowdfunding

With our specialist small business loans you get to keep all the equity in your business

Apply as a limited company without affecting your credit score

  • Apply online in 10 minutes

  • Decision in as little as 1 hour

  • Borrow ÂŁ10,000 to ÂŁ500,000

  • Rates from 6.9% per year

BBB logoAs well as offering business loans up to ÂŁ500,000, Funding Circle is accredited by the Government-owned British Business Bank to provide business loans of ÂŁ25,001 to ÂŁ250,000 under the Recovery Loan Scheme (RLS).

Specialist loans for small businesses

Unlike crowdfunding, our community of investors lend to businesses through Funding Circle, and you pay off your small business loan in fixed monthly repayments. You don’t need to pitch or present business plans, just apply online in 10 minutes and upload or email a few documents.

So you can stay focused on your business, you’ll get a dedicated account manager and a decision in as little as 1 hour. Taking your business to the next level has never been easier.

Finance for almost any purpose

  • Boost your cash flow
  • Grow your business
  • Refurbish premises
  • Cover a one-off cost
  • Buy new equipment
  • Hire extra staff
Check your eligibility in 30 seconds with our online form without affecting your credit score.
Bobbin Bicycles

Bobbin Bicycles

Bicycle Shop
London
"The funds have helped us move our business forward."

Applying is quick and easy

a woodworker looking at a laptop
  1. 1

    Check if you qualify in 30 seconds

    See if you’re eligible without affecting your credit score

  2. 2

    Apply online in 10 minutes

    Complete our simple form with your details, and we’ll only ask for supporting documents if we need them

  3. 3

    Get approved in as little as 1 hour

    If approved, you’ll receive no-obligation offer with your personalised rate

  4. 4

    Get your funds in a couple of days

    Once you accept your offer we'll deposit the money into your account - typically within 48 hours

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Here to help if you need us

Contact our UK-based team if you have any questions

Glogg

Glogg

Manufacturing
Sheffield
"Helen Smith at Glogg manufactures stainless steel, reusable water bottles. She borrowed ÂŁ40,000 to fulfill an order of 200,000 steel pint glasses for Glastonbury."
Financial times logo
“Funding Circle was the first “marketplace lender” to join the UK’s Coronavirus Business Interruption Loan Scheme” – The Financial Times, April 2020

Secured and unsecured loans

Find out which is the best option for your business.

How it works

Learn how our small business loans are funded by a range of investors.