Used your ISA allowance already? Or lending as a business? You can open a Classic Account.
The tax-free entitlement of an ISA depends on the individual circumstances
of each investor, and may be subject to change in the future.
The rates shown are the annual projected returns, after fees and bad debts,
that a diversified investor could earn with the Balanced lending option.
Your actual return may be higher or lower than projected, for example due
to the performance of the individual loans your funds are matched with,
or a change in macroeconomic conditions. By lending to businesses your
capital is at risk. See the full calculation here.
Interest earned is after fees and bad debt, but before tax.
75,000 investors have lent £3.8 billion through Funding Circle, earning £215 million in interest 3