Looking for low cost business finance?

If you're after a £5,000 - £1,000,000 loan with a 6 month to 5 year term you're in the right place...

  • Low Cost 

    Our lenders lower your business finance costs through our competitive online auctions
  • Quick and easy 

    Complete our simple online application form in 25 minutes and be on the marketplace in 2 days
  • Repay early for free 

    Unlike banks there are no fees for early repayment
  • Confidential 

    Remain anonymous or disclose your identity to lenders to get lower interest rate offers

Funding Circle makes business finance easy


“I would just like to say that I have been very impressed with the service of Funding Circle. The site is clear and easy to use. The rate I achieved for my loan is staggeringly low. The speed in which the loan was fully funded was amazing and interesting to watch. Our wedding planning website, UKbride.co.uk can now crack on and expand our sales team across the UK with the loan that Funding Circle has helped us to achieve." UK Bride, E-Commerce Site

Accessing business finance can often be a long and arduous process. Though there may be several options available for businesses; the type of business finance will be dependent on factors such as: the company’s cash flow, whether the company is rich in assets, if the business owners are willing to give away equity, etc.

Your business will need to decide whether it would be more appropriate to apply for a secured or unsecured loan. This is also likely to determine the type of interest rate that you are offered, if your company provides collateral for your business finance, you can expect to pay a lower interest rate. However, some businesses, such as companies in the service sector are less likely to have assets that can be used as security. Even for companies that have assets, it can be considered risky to tie short term assets to long term loans.

Funding Circle supplies unsecured loans, yet the interest rates are still considerably lower than other typical sources of business finance. This means that businesses are not reliant on supplying collateral to secure a low cost loan. Most reasons for applying for a loan will be considered, such as working capital, asset purchase, paying off a bank loan, etc.

Related info: Asset finance | Business funding | Business lending | Funding for business | Working capital loans 

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