New year, new lending opportunities. Weekly Lending Review

Week 1: 29 December 2014 – 4 January 2015

Happy New Year! Thanks to your lending, we had another record breaking quarter at the end of last year. You helped to lend £98.5 million in just three months to businesses up and down the country. As 2015 kicks off, you’ll be pleased to know that the pipeline is looking healthy so keep your eye on the marketplace over the coming days and weeks for more loans listed.

Of the new businesses that came to the Funding Circle marketplace last week, the majority were looking for capital to expand or grow, or for working capital. The highest proportion of borrowers were located in the South East and South West of England.

New loans

There are currently 23 auctions on the marketplace which are all available for you to lend to.

The total value of the new listed loans was £3,074,820 averaging at £50,406 per loan. The largest loan value was £156,260 and the smallest loan value was £7,500.

Business loans still available for bidding on for the next 3 days or more:

Weekly marketplace trends

These graphs show the most recent activity on the marketplace. The average gross yield graph is reported weekly and shows a rolling two week average of gross yields. This calculation assumes you reinvest your interest each month and therefore includes the compound interest you earn. Number of loans and value of loans are reported weekly. The dates on the graph should be read as ‘week beginning’, for example: 29-Dec represents the week of 29th December 2014 – 4th January 2015.

Weekly average gross yield (2 weeks rolling)


Number of listed loans per week


Listed loan value per week


Digging into the data

Funding Circle launched in 2010, in a post-recession era, and one question we’re frequently asked is what would happen to the loanbook and investor returns, if we encountered further adverse economic conditions in the UK. That’s a good question, and one we took a detailed look at in the third instalment of our data blog series, following a recent stress test we carried out.

Enjoy lending, The Funding Circle Team


Head of Corporate Communications