Funding Circle Partner Promotion


    Terms and Conditions

    The promoter is Funding Circle Ltd (company number 06968588) whose registered address is 71 Queen Victoria Street, London EC4V 4AY (the “Promoter”). The Promoter has engaged the services of CSM Sport and Entertainment LLP (company number OC368517) whose registered address is PO BOX 70693 10a Greencoat Place, London, United Kingdom, SW1P 9ZP (the "agents") to assist with the running of this promotion (the “Promotion”), and the communications to the winners. Premiership Rugby Limited is not a promoter for the purpose of the Promotion and is not responsible for the administration of the Promotion.


      Eligibility and Entry
    1. Subject to clauses 2 and 3, this promotion is open to anyone: (i) who completes the entry form in full; (ii) who is over 18 years of age; and (iii) who is resident in the United Kingdom, except employees, consultants, contractors and agents of the Promoter and any of its affiliates, their families and anyone else professionally associated with the Promotion (including the agents).
    2. In order to be eligible to enter the Grand Prize Draw (as set out in clause 6) entrants must submit their application for a Funding Circle loan product via the Tide landing page. For entrants who successfully receive an offer from Promoter, entrants must a) accept the offer b) provide all documentation and information required by Promoter (including but not limited to KYC documentation) and c) successfully draw down their loan by 14th April 2023. In addition, the entrants must run or be a financial decision maker at a small or medium-sized business (defined as a limited company, sole trader or LLP currently trading in the UK, with fewer than 251 employees).
    3. The following are ineligible for the purposes of this competition:
      • i. any official partner of Premiership Rugby;
      • ii. any business dealing in arms, adult entertainment, counterfeit products, drug paraphernalia or pseudo pharmaceuticals;
      • iii. charities and community interest companies;
      • iii. any unregulated money servicing businesses, cheque encashment agencies, bureau de change, and money transmitters;
      • iv. any business or individual guilty of financial misconduct, any individual with a criminal record, any business in bankruptcy, liquidation or similar and any business or individual with a significant adverse credit event against directors or shareholders of the business.
      • v. Funding Circle employees, their immediate families (spouse, parent, child, sibling, grandparent and/or "step" family), agencies or any third party directly associated with the promotion.
    4. The promotion is open from 09:00 GMT on 30 March 2023 (“Opening Date”) until 12:00 GMT on 14 April 2023 (“Closing Date”) (the “Promotion Period”).
    5. There is no entry fee and no purchase necessary to enter this Promotion.
    6. The Promotion consists of 4 pairs (4 x 2) x General Admission Gallagher Premiership Rugby tickets - for general admission to one Premiership Rugby Club home game during the 2022/2023 season (eligible matches exclude the Semi-Finals and Final of the Gallagher Premiership Rugby Cup in the 2022/2023 Premiership Rugby season, and includes all other remaining matches for the remainder of the 2022/2023 Premiership Rugby season, subject to availability of tickets);
    7. To enter the General Admission Prize Draw, each entrant will need to submit the information required on the online entry form and confirm their personal data use preferences.
    8. For each General Admission Prize Draw, there is a maximum of one entry per person.
    9. The Promoter will not accept entries that are: (a) automatically generated by computer; (b) completed by third parties or in bulk; (c) illegible, have been altered, reconstructed, forged, or tampered with; (d) incomplete; (e) on behalf of another person; or (f) joint submissions. If the Promoter discovers or has reasonable grounds to believe that you have breached clause 8 or this clause 9, the Promoter may disqualify you in its sole discretion.
    10. Entries received before the Opening Date and Time or after the Closing Date and Time will not be accepted. Entries received before or after the Promotion Period will not be accepted.
    11. The Promoter and/or its agents do not accept any responsibility whatsoever for any technical failure, regardless of cause, including, for example, equipment failure, network, server, computer hardware, the entrant’s social media privacy settings or software failure of any kind; which may restrict, delay or prevent the sending or receipt of your entry.
    12. The Promoter and/or its agents do not accept any responsibility for entries not received for whatever reason.
    13. The Promoter reserves the right to refuse to award a prize to anyone in breach of these Terms and Conditions. If the Promoter has grounds to suspect any entrant or third party of cheating, deception or fraudulent conduct of any kind (including, without limitation, manipulating any entry) the Promoter reserves the right (in its sole discretion) to disqualify any entrant, entry or person it reasonably believes to be responsible for, or associated with such activity. The decision of the Promoter regarding any aspect of the Promotion is final and binding and no correspondence will be entered into about it.
    14. Entrants consent to the Promoter disclosing personal data to the agents for the purposes of collection and management of the data and the selection of winners.
    15. Premiership Rugby is not the promoter and is not responsible for the administration of the promotion.
    16. The ticketing terms and conditions in relation to any Gallagher Premiership Rugby fixture 2022/23 https://www.premiershiprugby.com/terms-conditions/ will apply to the winner’s use of the tickets.

    17. Prizes
    18. The Promoter is offering 4 pairs (4 x 2) of General Admission Premiership Rugby tickets to one club home game during the 2022/2023 Premiership Rugby season (eligible matches exclude the Semi Finals and Final of the Gallagher Premiership Rugby Cup in the 2022/2023 Premiership Rugby season, and includes all other remaining matches for the remainder of the 2022/2023 Premiership Rugby season, subject to availability of tickets);
    19. The prizes are as stated, and no cash or other alternative prize will be offered for the General Admission Prize Draw.
    20. No travel, medical or other insurance is included.
    21. The winner is responsible for informing the Promoter of any wheelchair or similar access requirements when taking up the prize, and for ensuring they and their guests adhere to all applicable health and safety guidelines.
    22. The prizes cannot be transferred, refunded or exchanged. Prizes are subject to availability and the Promoter reserves the right to substitute the prizes (or any part of it) without notice with another of equivalent or greater value.
    23. The Promoter reserves the right to amend or extend any or all elements of this Promotion at any time by giving notice by email or on the Promoter’s website (available at https://www.fundingcircle.com/offers).
    24. Insofar as is permitted by law, the Promoter, its agents or distributors will not in any circumstances be responsible or liable to compensate the winner or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up the prize except where it is caused by the gross negligence of the Promoter, its agents or distributors or that of their employees. Your statutory rights are not affected.
    25. By participating in the Promotion, entrants are deemed to have accepted these terms and conditions.
    26. These terms and conditions are governed by and construed in accordance with English law and are subject to the exclusive jurisdiction of the English courts.

    27. Winners – Selection
    28. The winners will be selected by the Promoter and/or the agents at random using a computer process which produces verifiably random results, from all valid entries received and verified by the Promoter and/or its agents.
    29. The Promoter will make reasonable efforts to contact the winner, including via email (using details provided at entry) within 48 hours of the Closing Date of the promotion.
    30. If a winner cannot be contacted by email and has not replied by email to claim their prize within 96 hours of notification, the Promoter reserves the right to withdraw the prize from said winner and pick the next eligible entrant. The Promoter does not accept any responsibility if you are unable to take up the prize within the timescales set out in clause 26.

    Funding Circle Google review Promotion


      This promotion is valid from 29 March 2023 until further notice.

      Eligibility Criteria
    1. To enter this competition you must have:
      1. accepted a loan through the Funding Circle Platform;
      2. received an email invite from your account manager inviting you complete a Google review; and
      3. completed a verified review of Funding Circle UK through Google on or after 29 March 2023.
    2. Subject to satisfying the Eligibility Criteria you will, during the calendar month in which you complete your Google review, be automatically entered into a prize draw to win an Amazon.co.uk eGift Voucher* worth £100.

    3. General
    4. The winner will be drawn at random on the last day of the calendar month. If you are selected as the winner, you will receive your Amazon.co.uk eGift Voucher by email to the email address registered to the Funding Circle account to which the loan referred to at Clause 1.1 relates.
    5. It is your responsibility to register the correct email address your Funding Circle account.
    6. You are permitted one entry per loan that you accept through the Funding Circle Platform.
    7. With your permission, Funding Circle may use the name of your business to promote this competition through our marketing and social media.
    8. No cash alternative is available to be won and the Amazon.co.uk eGift Voucher is not transferable to any third-party.
    9. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on its website.
    10. Amazon.com, Inc is not a participant in or sponsor of this promotion and all related Amazon logos are trademarks of Amazon.com, Inc.
    11. Funding Circle does not accept any liability in respect of any goods acquired with the Amazon.co.uk eGift Voucher.

    12. *Restrictions apply,See www.amazon.co.uk/gc-legal

      FlexiPay Promotion March 2023


      1. This promotion is available to anyone that receives a FlexiPay activation promotion email (the “Email”) from Funding Circle Ltd (“Funding Circle”).
      2. The promotion is open from the date of the receipt of the Email until 23.59 on 28 April 2023 (the “Promotion Period”).
      3. Only valid applications will be accepted. To make a valid application:
        • you must have successfully applied for a FlexiPay Account by following the instructions contained in the Email;
        • you must request your first transaction from your FlexiPay Account within the Promotion Period;
        • the transaction payment to the relevant supplier must complete successfully and any successfully completed transaction payments made during the Promotion Period will be honoured; and
        • the payee must be wholly independent from your business and must not be linked to repayment of your Funding Circle loan(s).
      4. No responsibility can be accepted for applications for FlexiPay that are ineligible, lost or delayed. Funding Circle accepts no responsibility for applications not successfully completed due to a technical fault, computer hardware or software failure, satellite, network or server failure of any kind.
      5. Applicants who submit valid applications will receive an Amazon.co.uk Gift Card* worth £50.
      6. The Amazon.co.uk Gift Card will be emailed to email address you used to sign up and create your FlexiPay Account. Funding Circle will aim to do so by 31 May 2023 or in any event, as soon as reasonably practicable, in line with internal processes. Funding Circle accepts no liability for any delay in delivery of the Amazon.co.uk Gift Card.
      7. The Amazon.co.uk Gift Card is not transferable for a cash alternative.
      8. The promotion is limited to a maximum of one Amazon.co.uk Gift Card worth £50 per FlexiPay account. Only the email address associated with the FlexiPay account may redeem the Amazon.co.uk Gift Card. The promotion cannot be transferred to a third party.
      9. Funding Circle reserves the right to amend or extend any or all elements of this promotion at any time by giving notice by email or on the Funding Circle website.
      10. Funding Circle reserves the right to refuse an award where there are reasonable grounds to believe there has been a breach of these terms and conditions, the FlexiPay terms and conditions, any instruction forming part of this promotion or where abuse is suspected. Funding Circle will be the final arbiter in any decisions and its decision is final and binding in all matters.
      11. By participating in this promotion, participants are deemed to have accepted these terms and conditions. .
      12. Funding Circle does not accept any liability in respect of any goods acquired with the Amazon.co.uk Gift Card.
      13. These terms and conditions are governed by and construed in accordance with English law and subject to the exclusive jurisdiction of the English courts.
      14. The promoter of this promotion is Funding Circle Ltd of 71 Queen Victoria Street, London, England, EC4V 4AY.
      15. Amazon is not a participant in or sponsor of this promotion.
      16. *Restrictions apply, see www.amazon.co.uk/gc-legal


      17. Funding Circle Survey Promotion for £100 Amazon e-gift card


        1. This promotion is valid from 28 July 2022 until further notice.

        2. Eligibility Criteria
        3. To enter this competition you must have:
          • received an invitation from Funding Circle to fill in a feedback survey regarding a recent application or interaction with the company
          • answered all compulsory questions and completed the survey on 28 July 2022 or after.
        4. Subject to satisfying the Eligibility Criteria you will, during the calendar month in which you complete the feedback survey, be automatically entered into a prize draw to win an Amazon.co.uk eGift Voucher* worth £100

        5. General
        6. The winner will be drawn at random on the last day of the calendar month. If you are selected as the winner, you will receive your Amazon.co.uk eGift Voucher by email to the email address invited to fill in the feedback survey within 30 days
        7. It is your responsibility to register the correct email address.
        8. You are permitted one entry per application/ enquiries that you started with Funding Circle.
        9. No cash alternative is available to be won and the Amazon.co.uk eGift Voucher is not transferable to any third-party.
        10. Internet access is needed to redeem the Amazon.co.uk eGift Voucher.
        11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on its website.
        12. Amazon.com, Inc is not a participant in or sponsor of this promotion and all related Amazon logos are trademarks of Amazon.com, Inc.
        13. Funding Circle does not accept any liability in respect of any goods acquired with the Amazon.co.uk eGift Voucher.

        *Restrictions apply, see www.amazon.co.uk/gc-legal

        Funding Circle and Premiership Rugby, “win £10k for your business” Competition


          These Terms and Conditions prevail in the event of any conflict or inconsistency with any other communications, including advertising or promotional materials. Entry/claim instructions are deemed to form part of the terms and conditions and by participating all claimants will be deemed to have accepted and be bound by the terms and conditions. Please retain a copy of these terms and conditions for your information.


          1. Promoter: Funding Circle Ltd, 71 Queen Victoria Street, London EC4V 4AY.
          2. Who can enter: The competition is open to all UK residents 18+ who run or are employed by a small or medium-sized business (defined as a limited company, sole trader or LLP currently trading in the UK, with fewer than 250 employees) with a minimum of 2 years trading activity before the competition opening date (16th February 2023)
          3. Ineligible Businesses and Individuals: The following are ineligible for the purposes of this competition: i. any official partner of Premiership Rugby; ii. any business dealing in arms, adult entertainment, counterfeit products, drug paraphernalia or pseudo pharmaceuticals; iii. charities and community interest companies; iii. any unregulated money servicing businesses, cheque encashment agencies, bureau de change, and money transmitters; iv. any business or individual guilty of financial misconduct, any individual with a criminal record, any business in bankruptcy, liquidation or similar and any business or individual with a significant adverse credit event against directors or shareholders of the business. v. Funding Circle employees, their immediate families (spouse, parent, child, sibling, grandparent and/or "step" family), agencies or any third party directly associated with the promotion.
          4. By entering the competition, entrants confirm that they have read and agree to be bound by these Terms and Conditions and by the decisions of the Promoter.
          5. Entrants confirm that by entering the competition they have the business owner's permission to do so.
          6. Please note that the competition features across two entry forms with one shared prize pool.
          7. Promotional Period: The competition opens at 00:01 on 16th February 2023 and closes at 23:59 on 31st March 2023.
          8. How to enter:
            • a. Go to https://partnerships.fundingcircle.com/grantgiveaway1 (for pre-existing Funding Circle customers only) or https://partnerships.fundingcircle.com/grantgiveaway2
            • b. Provide the required details on the form (First name, surname, Business/Company name and address, Limited Company registration number, if applicable, Number of Employees, position within the business, company website address, email address).
            • c. In the box provided, explain in between 100 to 200 words why the business would benefit from receiving a Funding Circle marketing grant. Your entry must include and demonstrate the following judging criteria: that funding is needed (25%), benefit to the business (25%), how it would give the business a competitive edge (50%).
            • d.There is a limit of one entry per business to the competition. If you enter more than once, your first entry will be accepted, and all others will be disqualified.
            • e. Incomplete, illegal, misdirected or late entries will not be accepted. Proof of sending will not be accepted as proof of delivery or receipt. The Promoter takes no responsibility for entries that are delayed, incomplete or lost due to technical reasons or otherwise.
            • f. Bulk entries made from trade, consumer groups or third parties will not be accepted. Incomplete or illegible entries or via third parties or syndicates, entries by macros or other automated means and entries which do not satisfy the requirements of these terms and conditions in full will be disqualified. If it becomes apparent that a participant is using a computer(s) or multiple aliases to circumvent this condition by, for example, the use of 'script', 'brute force', masking their identity by manipulating IP addresses, using identities other than their own or any other automated means to increase that participant's entries into the Promotion in a way that is not consistent with the spirit of the Promotion, that person's entries will be disqualified, and any award will be void.
            • g. Entries on behalf of another business will not be accepted, and we cannot accept joint submissions or collaborations.
          9. Content restrictions: Entries which, in the Promoter's sole opinion, breach any of the following restrictions will not be accepted:
            • a. entries which are sexually explicit or overly suggestive
            • b. entries which promote any activities that may appear unsafe or dangerous;
            • c. entries which feature violent, derogatory, profane, vulgar, indecent, racist, or cruel content, including but not limited to words or symbols that might be considered offensive to individuals of any race, ethnicity, religion, sexual orientation or socioeconomic group;
            • d. entries which portray the Promoter or Promoter’s brands or products in any way that in the Promoter’s opinion may give rise to public contempt, scandal, disrepute or ridicule or that defame, misrepresent or contain disparaging remarks about the Promoter or other people or companies;
            • e. entries which communicate messages or images inconsistent with the positive images and/or brand values associated with the Promoter.
            • f. We will not tolerate anyone who posts or is seen to be posting comments via any social media channel or anywhere else during this competition that we think are bullying, spiteful or upsetting to other entrants and followers of the Promoter or directly aimed at us. Anyone acting in this way will be disqualified from the competition.
          10. Shortlist selection:
            • a. A shortlist of a minimum of 5 entries which best meet the judging criteria (in clause 8c) will be compiled by a third-party agency and an independent person.
            • b. Shortlisted entrants will be contacted by Prizeology Limited by email and required to provide such information as the Promoter may determine in order to verify the entrant’s identity and compliance with these terms and conditions including but not limited to a proof of business trading history, proof of employment with the applicant business and a copy of a government-issued identification document. In the event a shortlisted entrant does not submit the required information or does not meet the competition eligibility criteria, they will be disqualified from the competition and will not progress to the Final Winner Selection.
            • c. The Promoter reserves the right to complete checks on any information provided by the shortlisted entrants including both the entrant and its business for proof of identity, age and address. The Promoter reserves the right to withdraw shortlist entitlement, if the entry is deemed to be fraudulent or does not meet the eligibility criteria in clause 2, or is ineligible for the purposes of this competition in line with clause 3.
          11. Final Winner Selection:
            • a. The shortlisted entries will be judged by a judging panel including at least one person independent to the Promoter.
            • b. There will be three winners in total. These winners will be those entrants, who in the opinion of the judges, best meet the judging criteria in Clause 8c.
            • c. In the event of a tie between one or more entries, the entrant that receives the highest score in ‘how funding would give the business a competitive edge’ will be selected as the winner. If a tie still remains, the participant that receives the highest score in ‘benefit to the business’ will be selected as the winner; and so on.
            • d. The Promoter reserves the right to not award all prizes if there are not enough entries which meet the judging criteria.
          12. Winner Notification: The winners will be notified week commencing 25th April 2023 by email.
          13. Winner Claim:
            • a. Winners have 10 working days to accept their prize. If a winner does not accept the prize within this timeframe, the prize will be forfeited, and if there are enough qualifying entries, awarded to a runner up chosen at the same time as the original.
            • b. It is the responsibility of the entrants to provide their correct, up-to-date details when entering the competition and/or confirming acceptance of their prize. The Promoter cannot be held responsible for a winner failing to supply accurate information which affects prize arrangements.
          14. The Prize:
            • a. Each winner will receive 2 x general admission tickets to the Gallagher Premiership Rugby Final on 27th May 2023 at Twickenham Stadium[S1] [CF2] [S3] , 1 x £10,000 marketing grant, 1 x online business coaching session, 1 x marketing workshop[S4] [CF5] [S6] , 1 co-branded (Funding Circle and the winner) LED at a Gallagher Premiership Rugby fixture in season 22/23 or season 23/24. (Funding Circle get a total of 6 minutes per fixture)
            • b. The general admission tickets exclude travel and all other expenses.
            • c. The £10,000 grant will be paid into the business/company’s UK bank account within 7 days.
            • d. The business coaching session will take place online.
            • e. The marketing workshop will be held at the Funding Circle offices in London or at an alternative location at Funding Circle’s discretion. It will be a half day workshop in digital marketing which will be customised to the specific needs of the winning businesses. This excludes travel and all other expenses.
            • f. The co-branded LED will be arranged by Funding Circle and Premiership Rugby.
            • g. The prize is as stated. It is not transferable and there is no alternative prizing in whole or in part.
            • h. If a winner is not able for whatever reason to accept their prize, then the Promoter reserves the right to award that prize, if there are enough qualifying entries, to a runner up chosen at the same time as the original.
            • i.The Promoter reserves the right to provide an alternative prize of equal or greater value should circumstances outside its control make this necessary.
          15. Data Protection: The Promoter has engaged the services of CSM Sport and Entertainment LLP who have also engaged the services of Prizeology Limited (together, the “Agents”) to assist with the running of the competition, the collection and management of data and the selection of the winners. By entering into the competition, you consent to the Promoter sharing any personal data received for the purposes of the competition with the Agents.
          16. General:
            • a.The Promoter reserves the right at any time, in its absolute discretion, to: i. verify the eligibility of any entrant or winner; disqualify any entrant or winner found to be abusing or tampering with the operation of the competition or entering using fraudulent means, or who the Promoter believes to have acted in breach of these terms and conditions or the spirit of the Promotion; and ii. disqualify an entrant or winner if they are found to be in breach of these terms and conditions.
            • b. Where there are reasonable grounds to believe there has been a breach of these terms and conditions prize entitlement will be withdrawn, and if there are enough qualifying entries, awarded to a runner up chosen at the same time as the original.
            • c. By entering the Promotion, each entrant grants the Promoter a world-wide, irrevocable, non-exclusive, transferable, royalty free and sub-licensable right and licence to use reproduce, modify, adapt, publish or display (in whole or in part) any intellectual property contained in the content of their entry, without royalty, payment or other compensation. Each Participant agrees not to assert any moral rights in relation to such use and warrants that they have full authority to grant such rights.
            • d. The winners may be asked to take part in reasonable publicity relating to this prize draw without payment. Such publicity may include, without limitation, publishing the winner’s name and business name on the Promoter’s website or social media sites, their entry and any statements made by them concerning the Promotion and the prize won as part of the Promotion on the Promoter’s website, social media channels and via other third-party mainstream media or broadcast channels, being filmed at their business address, or creating content on behalf of the Promoter. This is not a condition of entry and winners can refuse to participate in publicity.
            • e. Entrants acknowledge that other entrants may submit entries that may be similar to their own, and that they will not be entitled to any compensation or right to negotiate with the Promoter over such matters.
            • f. To the fullest extent permitted by law, neither the Promoter nor agencies involved with this promotion may be liable to the winners, whether arising from tort including negligence, breach of contract or otherwise for any loss or damage whatsoever caused by matters relating to participation in this promotion, or in relation to the award to the extent permissible by law. No compensation for loss of earnings will be paid by the Promoter for participation in any aspect of this promotion.
            • g. In the event of circumstances outside the reasonable control of the Promoter for whatever reason, or otherwise where fraud, abuse, and/or an error (human or computer) affects or could affect the proper operation of this promotion or the awarding of the prizing, and only where circumstances make this unavoidable, the Promoter reserves the right to cancel, amend, terminate or temporarily suspend this promotion, with no liability to any entrants or third parties, but will use all reasonable endeavours to avoid entrant disappointment.
            • h. The Promoter’s decision is final and binding. No correspondence will be entered into.
            • i.The Promoter accepts no responsibility for system errors or other issues that may result in disruption to, lost, delayed or not received entries, winner notifications or awards. The Promoter or its agencies will not be responsible for the non-inclusion of entries as a result of technical failures or otherwise, including any such failure which is within the control of The Promoter or its agencies.
            • j. The surname and winning entry of the winners will be made available to anyone who requests it by emailing Fundingcircle@loveprizes.co.uk by 1st May 2023. Entrants may request their surname and county is not published in the event they win by emailing Fundingcircle@loveprizes.co.uk before the closing date. However, the Promoter shall provide the surname and county of the winners to the Advertising Standards Authority on request.
            • k. The laws of England and Wales apply to this promotion, and the English and Welsh courts shall have exclusive jurisdiction over any proceedings in connection with this promotion.
            • l. If any of these clauses should be determined to be illegal, invalid or otherwise unenforceable then it shall be severed and deleted from these Terms and Conditions and the remaining clauses shall survive and remain in full force and effect.


            Funding Circle Survey Promotion for £500 Amazon.co.uk Gift Card - January 2023


            1. The promotion is open to all businesses (each, a “Business”) who submit a valid participation entry in accordance with clause 3.
            2. The promotion is open from 09:00 on 10 January 2023 to 23:59 on 31 January 2023 (the “Promotional Period”). Entries received outside of the Promotional Period will not be considered.
            3. The promotion is free to enter and no purchase is necessary. Only one valid entry will be permitted per Business. To make a valid entry, the Business must (within the Promotional Period):
              • receive a survey by email from Funding Circle to the Business’s email address
              • answer all questions in the survey; and
              • submit the survey.
            4. Funding Circle accepts no responsibility for entries not successfully completed due to a technical fault, computer hardware or software failure, satellite, network or server failure of any kind.
            5. After the closing of the promotion, all valid entries will be determined and counted. Three winners will be chosen on 15 March 2023 using a random selection process.
            6. The winners will each receive an Amazon.co.uk Gift Card worth £500 (the “Reward”).*
            7. Funding Circle reserves the right to replace the Reward with an alternative prize of equal or higher value at its sole and absolute discretion.
            8. The winners will be notified by email (to the email address included in the survey response) by 17 March 2023 that they are a winner. They will be asked to take steps to redeem the Reward and they may be asked to give consent to the publication of their details. Funding Circle will aim to send the Reward to the email address by no later than 31 March 2023.
            9. If a winner does not respond to Funding Circle within 10 calendar days of being notified, then the Reward may be forfeited and Funding Circle will be entitled to select another winner in accordance with the process described above.
            10. The Reward is non-exchangeable, non-transferable and no cash alternative is offered.
            11. The decision of Funding Circle regarding any aspect of the promotion is final and binding and no correspondence will be entered into about it.
            12. Where permitted by law or the winner’s consent to such disclosure has been given, the winner's name can be obtained by getting in touch with Funding Circle’s customer support team at support.fundingcircle.com/hc/en-us/requests/new with the promotion name details within 10 calendar days after the closing date of the promotion.
            13. Participants are deemed to have accepted and agreed to be bound by these terms and conditions upon entry. Funding Circle reserves the right to refuse entry, or refuse to award the prize, to anyone in breach of these terms and conditions.
            14. Funding Circle reserves the right to hold void, cancel, suspend, or amend the promotion where it becomes necessary to do so, by giving notice by email or on the Funding Circle website.
            15. Insofar as is permitted by law, Funding Circle, its agents or distributors will not in any circumstances be responsible or liable to compensate the winner or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up the Reward except where it is caused by the gross negligence of Funding Circle, its agents or distributors or that of their employees. Your statutory rights are not affected.
            16. This promotion is run by and administered by Funding Circle only and is in no way sponsored, endorsed, administered by or associated with Amazon.
            17. The promotion will be governed by and construed in accordance with English law and entrants to the promotion submit to the jurisdiction of the English courts.
            18. The promoter of this promotion is Funding Circle Ltd of 71 Queen Victoria Street, London, EC4V 4AY.
            19. *Restrictions apply, see www.amazon.co.uk/gc-legal


            20. Premiership Rugby Hospitality Competition


                The promoter is Funding Circle Ltd (company number 06968588) whose registered address is 71 Queen Victoria Street, London EC4V 4AY (the “Promoter”). The Promoter has engaged the services of CSM Sport and Entertainment LLP (company number OC368517) whose registered address is PO BOX 70693 10a Greencoat Place, London, United Kingdom, SW1P 9ZP (the "agents") to assist with the running of this promotion (the “Promotion”), the collection and management of data and the selection of the winners. Premiership Rugby Limited is not a promoter for the purpose of the Promotion and is not responsible for the administration of the Promotion.


                  Eligibility and Entry
                1. Subject to clause 2, this promotion is open to anyone: (i) who completes the entry form in full; (ii) who is over 18 years of age; and (iii) who is resident in the United Kingdom, except employees, consultants, contractors and agents of the Promoter and any of its affiliates, their families and anyone else professionally associated with the Promotion (including the agents).
                2. In order to be eligible to enter the Grand Prize Draw (as set out in clause 5(b)) entrants must run or be a financial decision maker at a small or medium sized business (defined as a limited company, sole trader or LLP currently trading in the UK, with fewer than 251 employees).
                3. The promotion is open from 12:00 GMT 9 November 2022 until 23:59 GMT on 30 April 2023 (the “Promotion Period”).
                4. There is no entry fee and no purchase necessary to enter this Promotion.
                5. The Promotion consists of:
                  • a. 11 x General Admission Prize Draws - for general admission tickets for one club home game (eligible matches listed in table below at clause 17); and
                  • b. 1 x Grand Prize Draw – a table of 10 in a hospitality box to include 9 seats for the winner and 1 seat to be occupied by a Funding Circle representative at the Gallagher Premiership Final at Twickenham on 27 May 2023 (the “Grand Prize”).
                6. To enter the General Admission Prize Draws, each entrant will need to submit the information required on the online entry form, select their General Admission Prize Draw match preference and confirm their personal data use preferences.
                7. Entering to win the Grand Prize Draw is optional. Entrants who also wish to enter to win the Grand Prize Draw will need to meet the criteria listed in clause 2.
                8. For the General Admission Prize Draws, entrants are only eligible to win general admission tickets for the match they have selected.
                9. For each General Admission Prize Draw, there is a maximum of one entry per person. Entrants can receive an additional 10 entries to the General Admission Prize Draw by completing the subsequent survey. Sharing of accounts for the purposes of this Promotion is not allowed.
                10. For the Grand Prize Draw there is a maximum of one entry per person. Sharing of accounts for the purposes of this Promotion is not allowed.
                11. The Promoter will not accept entries that are: (a) automatically generated by computer; (b) completed by third parties or in bulk; (c) illegible, have been altered, reconstructed, forged, or tampered with; (d) incomplete; (e) on behalf of another person; or (f) joint submissions. If the Promoter discovers or has reasonable grounds to believe that you have breached clause 9, 10 or this clause 11, the Promoter may disqualify you in its sole discretion.
                12. Entries received before the Opening Date and Time or after the Closing Date and Time for the applicable General Admission Prize Draw (as set out in the table at clause 17) will not be accepted. Entries received before or after the Promotion Period for the Grand Prize Draw will not be accepted.
                13. The Promoter and/or its agents do not accept any responsibility whatsoever for any technical failure, regardless of cause, including, for example, equipment failure, network, server, computer hardware, the entrant’s social media privacy settings or software failure of any kind; which may restrict, delay or prevent the sending or receipt of your entry.
                14. The Promoter and/or its agents do not accept any responsibility for entries not received for whatever reason.
                15. The Promoter reserves the right to refuse to award a prize to anyone in breach of these Terms and Conditions. If the Promoter has grounds to suspect any entrant or third party of cheating, deception or fraudulent conduct of any kind (including, without limitation, manipulating any entry) the Promoter reserves the right (in its sole discretion) to disqualify any entrant, entry or person it reasonably believes to be responsible for, or associated with, such activity. The decision of the Promoter regarding any aspect of the Promotion is final and binding and no correspondence will be entered into about it.
                16. Entrants consent to the Promoter disclosing personal data to the agents for the purposes of collection and management of the data and the selection of winners.
                17. Premiership Rugby is not the promoter and is not responsible for the administration of the promotion.
                18. The ticketing terms and conditions in relation to the Gallagher Premiership Rugby Final 2022/23 https://www.premiershiprugby.com/terms-conditions/ will apply to the winner’s use of the tickets.

                19. Prizes
                20. The Promoter is offering one prize for each General Admission Prize Draw as set out below:

                21. Funding Circle x Premiership Rugby – General Admission Prize Draws
                  • November: Opening date and time: 12:00 GMT Wednesday 9th of November 2022; Closing date and time: 09:00 GMT Thursday 17th November 2022; Prize: 2 x General Admission Tickets to Sale Sharks v Bristol Bears; Match date: 27/11/2022
                  • November: Opening date and time: 12:00 GMT Wednesday 9th of November 2022; Closing date and time: 09:00 GMT Thursday 24th November 2022; Prize 2 x General Admission Tickets to Bath Rugby v Harlequins; Match date: 02/12/2022
                  • December: Opening date and time: 12:00 GMT Wednesday 9th of November 2022; Closing date and time: 09:00 GMT Thursday 15th December 2022; Prize: 2 x General Admission Tickets to Exeter Chiefs v Bath Rugby; Match date: 23/12/2022
                  • January: Opening date and time: 12:00 GMT Wednesday 9th of November 2022; Closing date and time: 09:00 GMT Friday 23rd December 2022; Prize: 2 x General Admission Tickets to Gloucester Rugby v Saracens Match date: 06/01/2023
                  • January: Opening date and time: 12:00 GMT Wednesday 9th of November 2022; Closing date and time: 09:00 GMT Friday 23rd December 2022 Prize: 2 x General Admission Tickets to Newcastle Falcons v Leicester Tigers Match date: 07/01/2023
                  • January: Opening date and time: 12:00 GMT Wednesday 9th of November 2022; Closing date and time: 09:00 GMT Wednesday 18th January 2023 Prize: 2 x General Admission Tickets to Leicester Tigers v Northampton Saints Match date: 28/01/2023
                  • March: Opening date and time: 12:00 GMT Wednesday 9th of November 2022; Closing date and time: 09:00 GMT Wednesday 15th March 2023 Prize: 2 x General Admission Tickets to Saracens v Harlequins Match date: 25/03/2023
                  • April: Opening date and time: 12:00 GMT Wednesday 9th of November 2022; Closing date and time: 09:00 GMT Wednesday 5th April 2023 Prize: 2 x General Admission Tickets to Northampton Saints v Saracens Match date: 15/04/2023
                  • April: Opening date and time: 12:00 GMT Wednesday 9th of November 2022; Closing date and time: 09:00 GMT Wednesday 12th April 2023 Prize: 2 x General Admission Tickets to Harlequins v Bath Ruby Match date: 21/04/2023 or 22/04/2023
                  • May: Opening date and time: 12:00 GMT Wednesday 9th of November 2022; Closing date and time: 09:00 GMT Wednesday 26th April 2023 Prize: 2 x General Admission Tickets to Bristol Bears v Gloucester Rugby Match date: 05/05/2023 or 06/05/2023
                  • May: Opening date and time: 12:00 GMT Wednesday 9th of November 2022; Closing date and time: 09:00 GMT Wednesday 26th April 2023 Prize: 2 x General Admission Tickets to London Irish v Exeter Chiefs Match date: 06/05/2023
                22. Further match options for 2023 will be added on 14 November.
                23. The Promoter is offering the Grand Prize for the Grand Prize Draw as set out below:

                24. Funding Circle x Premiership Rugby - Grand Prize
                  • Opening Date: 12:00 GMT 9 November 2022. Closing Date: 23:59 GMT 30 April 2023
                  • 1 x hospitality table of 10 in a box (9 seats, plus one seat to be occupied by a Funding Circle representative) at the Gallagher Premiership Rugby Final to take place at Twickenham stadium, on 27 May 2023. Inclusive of food and beverage allocation to the value of up to £1,000 (food & beverage choices may be required in advance). The following terms and conditions constitute the legal terms and conditions that apply to the use of the winner’s ticket to the Gallagher Premiership Rugby Final 2023: https://www.premiershiprugby.com/terms-conditions/.
                25. The prizes are as stated, and no cash or other alternatives prize will be offered for the General Admission Prize Draws or the Grand Prize Draw.
                  • a. No travel, medical or other insurance is included.
                  • b. The winner is responsible for informing the Promoter of any wheelchair or similar access requirements when taking up the prize, and for ensuring they and their guests adhere to all applicable health and safety guidelines.
                26. The prizes cannot be transferred, refunded or exchanged. Prizes are subject to availability and the Promoter reserves the right to substitute the prizes under the General Admission Prize Draws or Grand Prize Draw (or any part of them) without notice with another of equivalent or greater value.
                27. The Promoter reserves the right to amend or extend any or all elements of this Promotion at any time by giving notice by email or on the Promoter’s website (available at https://www.fundingcircle.com/offers).
                28. Insofar as is permitted by law, the Promoter, its agents or distributors will not in any circumstances be responsible or liable to compensate the winner or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up the prize except where it is caused by the gross negligence of the Promoter, its agents or distributors or that of their employees. Your statutory rights are not affected.
                29. By participating in the Promotion, entrants are deemed to have accepted these terms and conditions.
                30. These terms and conditions are governed by and construed in accordance with English law and subject to the exclusive jurisdiction of the English courts.

                31. Winners – Selection
                32. The winners will be selected by the Promoter and/or the agents at random using a computer process which produces verifiably random results, from all valid entries received and verified by the Promoter and/or its agents. [SB5]
                33. The Promoter will make reasonable efforts to contact the winner, including via email (using details provided at entry) of the:
                  • a. General Admission Tickets Prize Draw: within 48 hours of the Closing Date for the relevant match; or
                  • b. Grand Prize Draw: within 72 hours of the Closing Date (i.e., Sunday 30th April, 23:59 GMT).
                34. If a winner cannot be contacted by email and has not replied by email to claim their prize within 96 hours of notification, the Promoter reserves the right to withdraw the prize from said winner and pick the next eligible entrant. The Promoter does not accept any responsibility if you are unable to take up the prize within the timescales set out in clause 26.

                FlexiPay Activation Promotion


                1. This promotion is available to FlexiPay customers who receive an activation promotion email from Funding Circle Ltd (“Funding Circle”) on 19/11/2022.
                2. The promotion is open from the date of the receipt of the activation promotion email until 23.59 on 20/11/2022 (the “Promotion Period”).
                3. Only valid applications will be accepted. To make a valid application:
                  • you must request your first transaction from your FlexiPay Account within the Promotion Period;
                  • the transaction payment to the relevant supplier must complete successfully and any successfully completed transaction payments made during the Promotion Period will be honoured; and
                  • the payee must be wholly independent from your business and must not be linked to repayment of your Funding Circle loan(s).
                4. No responsibility can be accepted for applications for FlexiPay that are ineligible, lost or delayed. Funding Circle accepts no responsibility for applications not successfully completed due to a technical fault, computer hardware or software failure, satellite, network or server failure of any kind.
                5. Applicants who submit valid applications will receive an Amazon.co.uk Gift Card* worth £50.
                6. The Amazon.co.uk Gift Card will be emailed to your registered email address. Funding Circle will aim to do so by 15/12/2022, or in any event, as soon as reasonably practicable, in line with internal processes. Funding Circle accepts no liability for any delay in delivery of the Amazon.co.uk Gift Card.
                7. The Amazon.co.uk Gift Card is not transferable for a cash alternative.
                8. The promotion is limited to a maximum of one Amazon.co.uk Gift Card worth £50 per FlexiPay account. Only the email address associated with the FlexiPay account may redeem the Amazon.co.uk Gift Card. The promotion cannot be transferred to a third party.
                9. Funding Circle reserves the right to amend or extend any or all elements of this promotion at any time by giving notice by email or on the Funding Circle website.
                10. Funding Circle reserves the right to refuse an award where there are reasonable grounds to believe there has been a breach of these terms and conditions, the FlexiPay terms and conditions, any instruction forming part of this promotion or where abuse is suspected. Funding Circle will be the final arbiter in any decisions and its decision is final and binding in all matters.
                11. By participating in this promotion, participants are deemed to have accepted these terms and conditions. .
                12. Funding Circle does not accept any liability in respect of any goods acquired with the Amazon.co.uk Gift Card.
                13. These terms and conditions are governed by and construed in accordance with English law and subject to the exclusive jurisdiction of the English courts.
                14. The promoter of this promotion is Funding Circle Ltd of 71 Queen Victoria Street, London, England, EC4V 4AY.
                15. Amazon is not a participant in or sponsor of this promotion.
                16. *Restrictions apply, see www.amazon.co.uk/gc-legal


                17. Funding Circle Introducer incentive for the chance to receive a £750 Amazon.co.uk eGift Voucher* – July 2022


                  1. This promotion is open to all brokers and partners who are registered, and have an introducer account with Funding Circle (“Funding Circle Introducer”).

                  2. Reward
                  3. Subject to these terms and conditions, the first Funding Circle Introducer to complete a loan of £750,000 that is funded before 30th September 2022 shall receive a £750 Amazon.co.uk eGift Voucher (the “Reward”) or, in Funding Circle’s sole and absolute discretion, a reward of equivalent value.
                  4. The winner of the Reward will be determined on or before 31st October 2022 by Funding Circle and notified by email to the email address linked to their account.
                  5. Funding Circle intends to send the Reward to the same email address by no later than 20th September 2022.

                  6. General
                  7. Funding Circle accepts no liability for any delay in the delivery of a Reward.
                  8. No cash alternative is available.
                  9. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
                  10. Funding Circle does not accept any liability in respect of any goods acquired with the Reward.
                  11. Amazon.co.uk is not a participant in or sponsor of this promotion.

                  *Restrictions apply, see www.amazon.co.uk/gc-legal

                  Funding Circle FlexiPay Fee Refund Promotion


                  1. This promotion is open to FlexiPay customers who receive an activation promotion email from Funding Circle on 22/06/22.
                  2. To qualify you must:
                    • Request your first transaction from your FlexiPay Account between 22/06/22 and midnight on 12/07/22 (“Promotion Period”).
                    • The transaction payment to the supplier must complete successfully ( any payment requests made during the Promotion Period will be honoured).
                  3. Subject to meeting the qualifying conditions you will be refunded the 3% transaction fee for your first transaction.
                  4. The refund will be paid to your business bank account (the same set up for your FlexiPay repayments) within 30 days of the transaction request date for the qualifying transaction.
                  5. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.


                  6. Funding Circle and Tide Customer Promotion for £100 Amazon.co.uk e-Gift Voucher*


                    1. This promotion is open between 09:00 hours on 21st April and 23:59 hours on 31st May 2022..

                    2. Eligibility Criteria
                    3. To qualify for a Amazon.co.uk eGift Voucher* you must:
                      • successfully apply for a Funding Circle loan using the hyperlink made available to you in your Tide user portal;
                      • accept your loan offer on or before midnight 31st May 2022.
                    4. Subject to satisfying the Eligibility Criteria, you will automatically receive a Amazon.co.uk eGift Voucher* worth £100 in the month of June sent by email to the email address registered to your Funding Circle account.

                    5. General
                    6. It is your responsibility to register the correct email address and business details for your Funding Circle loan application.
                    7. You are permitted one Amazon.co.uk eGift Voucher* per loan offer.
                    8. No cash alternative is available to be won and the Amazon.co.uk eGift Voucher* is not transferable to any third-party.
                    9. Internet access is needed to redeem the Amazon.co.uk eGift Voucher*.
                    10. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on its website.
                    11. Amazon.com, Inc is not a participant in or sponsor of this promotion and all related Amazon logos are trademarks of Amazon.
                    12. Funding Circle does not accept any liability in respect of any goods acquired with the Amazon eGift Voucher.

                    *Restrictions apply, see www.amazon.co.uk/gc-legal

                    Funding Circle Survey Promotion for the chance to win a £100 Amazon.co.uk eGift Voucher* – March 2022


                    1. This promotion is open to any Funding Circle Introducer who has referred clients to Funding Circle who, between 9:00 on 22nd March 2022 and 23:59 on 30th June 2022 (the “Promotional Period”):
                      • answer all questions in the survey; and
                      • submit the survey.
                    2. Any Funding Circle Introducer which completes any of the above steps after the Promotional Period will not be eligible for a Reward.

                    3. Reward
                    4. Subject to these terms and conditions, each Funding Circle Introducer shall be permitted one entry into a prize draw to win one of two £100 Amazon.co.uk eGift Vouchers (the “Reward”) or, in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                    5. The winners of the Reward will be drawn at random on or before 15th July 2022 by Funding Circle and notified by email to the email address included in the survey response by 22nd July 2022.
                    6. Funding Circle intends to send the Reward to the same email address by no later than 29th July 2022.

                    7. General
                    8. Funding Circle accepts no liability for any delay in the delivery of a Reward.
                    9. No cash alternative is available.
                    10. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
                    11. Funding Circle does not accept any liability in respect of any goods acquired with the Reward.
                    12. Amazon.co.uk is not a participant in or sponsor of this promotion.

                    *Restrictions apply, see www.amazon.co.uk/gc-legal

                    Funding Circle and Tide Customer Promotion for £100 Amazon.co.uk e-Gift Voucher*


                    1. This promotion is open between 09:00 hours on 22nd February and 23:59 hours on 31st March2022.

                    2. Eligibility Criteria
                    3. To qualify for a Amazon.co.uk eGift Voucher* you must:
                      • successfully apply for a Funding Circle loan using the hyperlink made available to you in your Tide user portal;
                      • accept your loan offer on or before midnight 31st March2022.
                    4. Subject to satisfying the Eligibility Criteria, you will automatically receive a Amazon.co.uk eGift Voucher* worth £100 in the month of April sent by email to the email address registered to your Funding Circle account.

                    5. General
                    6. It is your responsibility to register the correct email address and business details for your Funding Circle loan application.
                    7. You are permitted one Amazon.co.uk eGift Voucher* per loan offer.
                    8. No cash alternative is available to be won and the Amazon.co.uk eGift Voucher* is not transferable to any third-party.
                    9. Internet access is needed to redeem the Amazon.co.uk eGift Voucher*.
                    10. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on its website.
                    11. Amazon.com, Inc is not a participant in or sponsor of this promotion and all related Amazon logos are trademarks of Amazon.
                    12. Funding Circle does not accept any liability in respect of any goods acquired with the Amazon eGift Voucher.

                    *Restrictions apply, see www.amazon.co.uk/gc-legal

                    Funding Circle Asset Finance Survey Promotion for £100 Amazon e-gift card


                    1. This promotion is valid from 07 February 2022 until further notice.

                    2. Eligibility Criteria
                    3. To enter this competition you must have:
                      • started a loan application form with Funding Circle
                      • received an email invite from Funding Circle inviting you to fill in a feedback survey regarding asset finance
                      • answered all compulsory questions; and
                      • completed the survey between 07 February 2022 - 28 February 23:59
                    4. Subject to satisfying the Eligibility Criteria you will be automatically entered into a prize draw to win an Amazon eGift Voucher worth £100

                    5. General
                    6. The winner will be drawn at random on 01 March 2022. If you are selected as the winner, you will receive your Amazon eGift Voucher by email to the email address you included when you completed the survey.
                    7. It is your responsibility to register the correct email address for your Funding Circle loan application.
                    8. You are permitted one entry per loan application that you started through the Funding Circle Platform.
                    9. No cash alternative is available to be won and the Amazon.co.uk eGift Voucher is not transferable to any third-party.
                    10. Internet access is needed to redeem the Amazon.co.uk eGift Voucher.
                    11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on its website.
                    12. Amazon.com, Inc is not a participant in or sponsor of this promotion and all related Amazon logos are trademarks of Amazon.
                    13. Funding Circle does not accept any liability in respect of any goods acquired with the Amazon eGift Voucher.

                    Funding Circle Survey Promotion for £500 Amazon.co.uk eGift Voucher – January 2022


                      Entry
                    1. This promotion is open to all businesses (each, a “Business”) who, between 9:00 on 14th January 2022 and 23:59 on 4th February 2022 (the “Promotional Period”):
                      • receive a survey by email from Funding Circle to the Business’s email address;
                      • answer all questions in the survey; and
                      • submit the survey.
                    2. Any Business which completes any of the above steps after the Promotional Period will not be eligible for a Reward.

                    3. Reward
                    4. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win one of three £500 Amazon.co.uk eGift Vouchers (the “Reward”) or, in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                    5. The winners of the Reward will be drawn by 14st March 2022 by Funding Circle and notified by email to the email address included in the survey response by 18th March 2022.
                    6. Funding Circle intends to send the Reward to the same email address by no later than 25th March 2022.

                    7. General
                    8. Funding Circle accepts no liability for any delay in the delivery of a Reward.
                    9. No cash alternative is available.
                    10. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
                    11. Funding Circle does not accept any liability in respect of any goods acquired with the Reward.
                    12. Amazon.co.uk is not a participant in or sponsor of this promotion.

                    Funding Circle FlexiPay Promotion


                    1. This promotion is open to any Funding Circle borrower who opens a FlexiPay account.
                    2. Qualifying Spend: to qualify for a £100 John Lewis e-gift card:
                      • You must open your FlexiPay account by 17 September 2021 and use at least £1,000 of credit within the first 30 days of opening your FlexiPay Account on any single or multiple invoices.
                      • Each invoice must be paid to third parties who are wholly independent from your business and must not be linked to repayment of your Funding Circle loan(s).
                    3. The e-gift card will be emailed to your registered email address and Funding Circle intends to do this within 30 days of the Qualifying Spend. Funding Circle accepts no liability for any delay in delivery of an e-gift card.
                    4. One e-gift card per FlexiPay account. No cash alternative is available.
                    5. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
                    6. Funding Circle does not accept any liability in respect of any goods acquired with the e-gift card.
                    7. John Lewis is not a participant in or sponsor of this promotion.


                    8. Funding Circle Survey Promotion for £200 John Lewis e-gift card – January 2021


                        Entry
                      1. This promotion is open to all businesses (each, a “Business”) who, between 9:00 on 13th January 2021 and 23:59 on 12th February 2021 (the “Promotional Period”):
                        • receive a survey by email from Funding Circle to the Business’s email address;
                        • answer all questions in the survey; and
                        • submit the survey.
                      2. Any Business which completes any of the above steps after the Promotional Period will not be eligible for a Reward.

                      3. Reward
                      4. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win one of three £200 John Lewis e-gift cards (the “Reward”) or, in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                      5. The winners of the Reward will be drawn on 1st March 2021 by Funding Circle and notified by email to the email address included in the survey response by 5th March 2021.
                      6. Funding Circle intends to send the Reward to the same email address by no later than 12th March 2021.

                      7. General
                      8. Funding Circle accepts no liability for any delay in the delivery of a Reward.
                      9. No cash alternative is available.
                      10. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
                      11. Funding Circle does not accept any liability in respect of any goods acquired with the Reward.
                      12. John Lewis is not a participant in or sponsor of this promotion.


                      13. Funding Circle Survey Competition - Amazon.co.uk Gift Card* Reward

                        1. This competition is open to all SMEs who receive a survey by email from Funding Circle on 1 October 2020 and have previously either taken a Funding Circle loan or started the Funding Circle loan application form.
                        2. This competition is open between 00:00 on 1 October 2020 and 23:59 on 4 October 2020 (the “Entry Period”).
                        3. To be eligible for entry into the competition, you must answer all compulsory questions and submit the survey during the Entry Period.
                        4. The Reward:
                          1. Subject to these terms and conditions, each eligible SME shall be permitted one entry into a prize draw to win one £100 Amazon.co.uk Gift Card* (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                          2. Only one Reward is available to be won;
                          3. The winner will be drawn by Funding Circle at random on 5 Oct 2020;
                          4. The Reward will be sent to the email address registered to the winning SME’s previous loan or application form. Funding Circle intends to do this within 30 days after the prize draw; Funding Circle accepts no liability for any delay in delivery of a Reward.
                        5. No cash alternative is available to be won.
                        6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this competition at any time by giving notice on the Funding Circle website.
                        7. Funding Circle does not accept any liability in respect of the Reward.
                        8. Amazon is not a participant in or sponsor of this promotion, nor does Amazon endorse the services of Funding Circle.

                        *Restrictions apply, see www.amazon.co.uk/gc-legal

                        Funding Circle Survey Competition - John Lewis Voucher Reward

                        1. This competition is open to all investors registered on the Funding Circle platform who receive a survey by email from Funding Circle on 15 July 2020.
                        2. This competition is open between 00:00 on 15 July 2020 and 23:59 on 22 July 2020 (the “Entry Period”).
                        3. To be eligible for entry into the competition, you must answer all questions and submit the survey during the Entry Period.
                        4. The Reward:
                          1. Subject to these terms and conditions, each eligible investor shall be permitted one entry into a prize draw to win one of five £50 John Lewis vouchers (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                          2. Only 5 Rewards are available to be won.
                          3. The winners will be drawn by Funding Circle at random on 29 July 2020.
                          4. The Rewards will be sent to the email address registered to the winning investor’s account. Funding Circle intends to do this within 30 days after the prize draw. Funding Circle accepts no liability for any delay in delivery of a Reward.
                        5. No cash alternative is available to be won.
                        6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this competition at any time by giving notice on the Funding Circle website.
                        7. Funding Circle does not accept any liability in respect of the Reward.
                        8. John Lewis is not a participant in or sponsors of this promotion and all related John Lewis logos are trademarks of John Lewis Partnership plc 2013.

                        Funding Circle Spring 2020 Investor Promotion

                        1. This promotion is open between 00:00 on 2nd March 2020 and 23:59 on 30th April 2020 (the “Promotion Period”).
                        2. Subject to these terms and conditions, if you invest £15,000 or more (a "Qualifying Investment") during the Promotion Period and the lending conditions detailed below are met, you will receive an Amazon.co.uk eGift Voucher from Funding Circle.

                        3. Lending Conditions
                        4. Money invested through the Funding Circle Platform before the Promotion Period will not count towards the Qualifying Investment.
                        5. Once you have made a Qualifying Investment, lending must be activated until 23.59 on 30th June 2020 ("Qualifying Date")
                        6. The Qualifying Investment may be divided between multiple accounts (Classic Account and ISA) provided the log-in credentials for each account are the same.
                        7. The value of the Reward you are eligible to receive is based on the total amount of new money invested through the Funding Circle platform during the Promotion Period.

                        8. Value of Amazon.co.uk gift card
                          1. Tier 1: £15,000 - £19,999.99 = £150
                          2. Tier 2: £20,000 - £29,999.99 = £200
                          3. Tier 3: £30,000 - £49,999.99 = £300
                          4. Tier 4: £50,000 or more = £500

                        9. ISA Transfers If you transfer some or all of the Qualifying Investment to Funding Circle from other ISA providers, you must provide Funding Circle with all ISA transfer authority forms (fully completed) during the Promotion Period and, provided that your money arrives before, and remains invested until, the Qualifying Date, the transfer(s) will count towards the Qualifying Investment.

                        10. Withdrawing money before the Qualifying Date
                        11. Withdrawing money from any of your investor accounts before the Qualifying Date will decrease the total amount of money invested through the Funding Circle Platform and could reduce the value of the Amazon.co.uk gift card you are eligible to receive, or disqualify you from this promotion.

                        12. Receipt of Reward
                        13. Your Reward will be sent to the email address registered to your investor account, we will endeavour to do this within 30 days after the Qualifying Date. It is your responsibility to register the correct email address to your account.
                        14. One Amazon.co.uk gift card will be given per investor and no cash alternative is available.

                        15. General
                        16. We reserve the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on our website.
                        17. Restrictions on the use of the Reward apply. See www.amazon.co.uk/gc-legal.
                        18. Amazon is not a participant in or sponsor of this promotion and all related Amazon trademarks belong to the Amazon.
                        19. Updated on 2nd March 2020


                          Funding Circle Survey Competition - John Lewis Voucher Reward

                          1. This competition is open to any investor who receives a survey by email from Funding Circle on 14 February 2020.
                          2. This competition is open between 00:00 on 14 February 2020 and 23:59 on 21 February 2020 (the “Entry Period”).
                          3. To be eligible for entry into the competition, you must answer all questions and submit the survey during the Entry Period.
                          4. The Reward:
                            1. Subject to these terms and conditions, each eligible investor shall be permitted one entry into a prize draw to win one of five £50 John Lewis vouchers (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                            2. Only 5 Rewards are available to be won.
                            3. The winners will be drawn by Funding Circle at random on 28 February 2020.
                            4. The Rewards will be sent to the email address registered to the winning investor’s account. Funding Circle intends to do this within 30 days after the prize draw. Funding Circle accepts no liability for any delay in delivery of a Reward.
                          5. No cash alternative is available to be won.
                          6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this competition at any time by giving notice on the Funding Circle website.
                          7. Funding Circle does not accept any liability in respect of the Reward.
                          8. John Lewis is not a participant in or sponsors of this promotion and all related John Lewis logos are trademarks of John Lewis Partnership plc 2013.

                          Funding Circle Autumn 2019 Investor Promotion

                          1. This promotion is open between 00:00 on 30th October 2019 and 23:59 on 31st December 2019 (the “Promotion Period”).
                          2. Subject to these terms and conditions, if you invest £5,000 or more (a "Qualifying Investment") during the Promotion Period and the lending conditions detailed below are met, you will receive a John Lewis e-gift card from Funding Circle.

                          3. Lending Conditions
                          4. Money invested through the Funding Circle Platform before the Promotion Period will not count towards the Qualifying Investment.
                          5. Once you have made a Qualifying Investment, lending must be activated until 23.59 on 29th February 2020 ("Qualifying Date")
                          6. The Qualifying Investment may be divided between multiple accounts (Classic Account and ISA) provided the log-in credentials for each account are the same.
                          7. The value of the John Lewis e-gift card you are eligible to receive is based on the total amount of new money invested through the Funding Circle platform during the Promotion Period.

                          8. Value of John Lewis e-gift card
                            1. Tier 1: £5,000 - £14,999.99 = £50
                            2. Tier 2: £15,000 - £24,999.99 = £150
                            3. Tier 3: £25,000 - £34,999.99 = £250
                            4. Tier 4: £35,000 - £44,999.99 = £350
                            5. Tier 5: £45,000 or more = £450

                          9. ISA Transfers If you transfer some or all of the Qualifying Investment to Funding Circle from other ISA providers, you must provide Funding Circle with all ISA transfer authority forms (fully completed) during the Promotion Period and, provided that your money arrives before, and remains invested until, the Qualifying Date, the transfer(s) will count towards the Qualifying Investment.

                          10. Withdrawing money before the Qualifying Date
                          11. Withdrawing money from any of your investor accounts before the Qualifying Date will decrease the total amount of money invested through the Funding Circle Platform and could reduce the value of the John Lewis e-gift card you are eligible to receive, or disqualify you from this promotion.

                          12. General
                          13. Your John Lewis e-gift card will be sent to the email address registered to your investor account, we will endeavour to do this within 30 days after the Qualifying Date. It is your responsibility to register the correct email address to your account.
                          14. We reserve the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on our website.
                          15. One John Lewis e-gift card will be given per investor and no cash alternative is available.
                          16. John Lewis is not a participant in or sponsors of this promotion and all related John Lewis logos are trademarks of John Lewis Partnership plc 2013.
                          17. Updated on 30th October 2019


                            Funding Circle TrustPilot Promotion


                              This promotion is valid from 15 October 2019 until further notice.

                              Eligibility Criteria
                            1. To enter this competition you must have:
                              1. accepted a loan through the Funding Circle Platform;
                              2. received an email invite from your account manager inviting you complete a Trustpilot review; and
                              3. completed a verified review of Funding Circle through Trustpilot on or after 15 October 2019.
                            2. Subject to satisfying the Eligibility Criteria you will, during the calendar month in which you complete your Trustpilot review, be automatically entered into a prize draw to win an Amazon.co.uk eGift Voucher* worth £100.

                            3. General
                            4. The winner will be drawn at random on the last day of the calendar month. If you are selected as the winner, you will receive your Amazon.co.uk eGift Voucher by email to the email address registered to the Funding Circle account to which the loan referred to at Clause 1.1 relates.
                            5. It is your responsibility to register the correct email address your Funding Circle account.
                            6. You are permitted one entry per loan that you accept through the Funding Circle Platform.
                            7. With your permission, Funding Circle may use the name of your business to promote this competition through our marketing and social media.
                            8. No cash alternative is available to be won and the Amazon.co.uk eGift Voucher is not transferable to any third-party.
                            9. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on its website.
                            10. Amazon.com, Inc is not a participant in or sponsor of this promotion and all related Amazon logos are trademarks of Amazon.com, Inc.
                            11. Funding Circle does not accept any liability in respect of any goods acquired with the Amazon.co.uk eGift Voucher.

                            12. *Restrictions apply,See www.amazon.co.uk/gc-legal

                              Funding Circle MoneyMagpie New Investor Promotion

                              1. This promotion is open to all new Funding Circle investors (each, a “ New Investor”).
                              2. Subject to these terms and conditions, if a New Investor opens a Funding Circle investor account using a valid promotional code and makes a Qualifying Deposit, they will receive a John Lewis e-gift card* for the value of £50 from Funding Circle.
                              3. The New Investor must not on the date of, or in the 12 months prior to, opening their investor account be a Funding Circle investor.
                              4. In these promotional terms and conditions:
                                1. “Promotion Period”means the period starting on 1st October 2019 at 00:00 hours and ending on 30th November 2019 at 23:59 hours;
                                2. “Qualifying Deposit”means the net deposit of at least £2,000 by the New Investor where lending is activated until the end of the Promotion Period; and
                              5. The Qualifying Deposit cannot be split across multiple accounts held by the New Investor. Any investor account opened by the New Investor is subject to Funding Circle’s Terms & Conditions for investors.
                              6. Your John Lewis e-gift card will be sent to the email address registered to your investor account, we will endeavour to do this within 30 days after the end of the Promotion Period. It is your responsibility to register the correct email address to your account.
                              7. Only one John Lewis e-gift card* will be given per New Investor and no cash alternative is available.
                              8. Funding Circle does not accept any liability in respect of any goods acquired with the John Lewis e-gift card*.
                              9. John Lewis is not a participant in or sponsors of this promotion and all related John Lewis logos are trademarks of John Lewis Plc 2001 - 2019.
                              10. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.

                              Amazon Gift Card First-Time Investor Promotion: July 2019


                                Qualification
                              1. This promotion is open to existing Funding Circle account holders (“Existing Account Holders”) who:

                                1. registered for an account with Funding Circle on or before 31 May 2019 (an“Existing Account”); and
                                2. have not previously added funds to their Existing Account.
                              2. Subject to these terms and conditions, an Existing Account Holder will receive a £50 Amazon.co.uk gift card (the “Reward”) from Funding Circle if, during the period starting at 0:00 on 26 June 2019 and ending at 23:59 on 31 July 2019 (the “Promotional Period”), they:

                                1. invest £2,000 or more into their Existing Account (a “Qualifying Investment”); and
                                2. activate the lending option on their account and ensure that lending remains activated until at least 23:59 on 30 September 2019 (the “Qualifying Date”).
                              3. The Qualifying Investment may not be split between multiple accounts (Classic Account and ISA) attributable to the same or different email addresses.
                              4. Withdrawing money from any Existing Account before the Qualifying Date will decrease the total amount of money invested during the Promotional Period and could disqualify Existing Account Holders from this promotion.

                              5. ISA Transfers
                              6. Any investments made into an Existing Account as a result of an ISA transfer authority form completed online prior to the Promotional Period will not count towards the Qualifying Investment.
                              7. If an Existing Account Holder transfers some or all funds from other ISA providers, the Existing Account Holder must complete all ISA transfer authority forms during the Promotional Period. Provided the relevant funds arrive before, and remain invested until, the Qualifying Date, the transfer(s) will count towards the Qualifying Investment.

                              8. Receipt of Reward
                              9. Existing Account Holders who qualify for this promotion will receive the Reward via email. Funding Circle will endeavour to send all Rewards to the email address attributable to qualifying Existing Accounts by no later than 31 October 2019. It is the responsibility of the Existing Account Holder to ensure they can access the relevant email address.
                              10. Each Existing Account Holder is eligible to receive a maximum of one Reward irrespective of the number of Funding Circle accounts (identifiable by distinct email addresses) he or she may hold.
                              11. No cash alternative to the Reward is available.
                              12. Restrictions on the use of the Reward apply. See www.amazon.co.uk/gc-legal.

                              13. General
                              14. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on its website.
                              15. Amazon is not a participant in or sponsor of this promotion and all related Amazon trademarks belong to the Amazon group.

                              Funding Circle Just A Book Treasure Hunt Competition – June 2019

                              1. This competition is open between 09:00 on 17 June 2019 and 23:59 on 1 July 2019 (the “Entry Period”).
                              2. To enter this competition you must, during the Entry Period:

                                1. Post a photograph of one or more ‘Just A Book’ posters appearing on the London Underground;
                                2. Follow @fundingcircleuk and @justacard on Instagram or @fundingcircleUK and @justacard1 on Twitter; and
                                3. Tag @fundingcircleUK in each post and use the hashtag #justsupportsmall.

                              3. The Reward:

                                1. Subject to these terms and conditions, the social media user who finds and shares photographs of the highest number of poster locations (there are fifteen in total) will win £100 worth of National Book Tokens or, in Funding Circle’s sole and absolute discretion, a reward of equivalent value
                                2. Only one Reward is available to be won.
                              4. If more than one person correctly finds and posts a photograph of all fifteen poster locations, the winner will be drawn at random by Funding Circle.
                              5. The winner will be notified by Funding Circle through an Instagram or Twitter direct message or post response on or before 5 July 2019.
                              6. If Funding Circle does not receive a response from the winner within 72 hours of contact, a new winner will be drawn at random.
                              7. The Reward will be sent in e-Gift card form to the email address nominated by the winner. Funding Circle will endeavour to do this within 7 days after the prize draw. Funding Circle accepts no liability for any delay in delivery of a Reward.
                              8. By accepting the Reward, the winner consents to Funding Circle sharing photographic and video content its choosing for marketing purposes only.
                              9. No cash alternative is available.
                              10. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this competition at any time by giving notice on the Funding Circle website or refuse an individual’s participation in this contest.
                              11. Instagram, Inc Twitter, Inc and National Book Tokens are not participants in, or sponsors of, this promotion.
                              12. Participants must be UK residents, aged 18 years + to be eligible to win.

                              Funding Circle Spring 2019 Investor Promotion

                              1. To enter this promotion you must register between 21st February and midnight on 31st March 2019 (“Promotion Period”) either by clicking on a valid link contained in one of our promotional emails, or by entering your email address in one of the promotion pop-up boxes on the Funding Circle website.
                              2. Subject to these terms and conditions, if you invest £15,000 or more (a "Qualifying Investment")during the Promotion Period and the lending conditions are met, you will receive a John Lewis e-gift card from Funding Circle.

                              3. Lending Conditions
                              4. Once you have made a Qualifying Investment, lending must be activated until midnight on 21st June 2019 ("Qualifying Date")
                              5. The value of the John Lewis e-gift card you will receive is based on the total amount of new money invested during the Promotion Period. Withdrawing money from any of your investor accounts before the Qualifying Date could reduce the value of the John Lewis e-gift card you receive or disqualify you from this promotion.

                                1. Tier 1: £15,000 - £19,999.99 = £100 John Lewis e-gift card
                                2. Tier 2: £20,000 - £29,999.99 = £150 John Lewis e-gift card
                                3. Tier 3: £30,000 - £49,999.99 = £250 John Lewis e-gift card
                                4. Tier 4: £50,000 or more = £400 John Lewis e-gift card

                              6. ISA Transfers If you transfer some or all of the Qualifying Investment from other ISA providers, you must have completed all ISA transfer authority forms during the Promotion Period and, provided your money arrives before, and remains invested until, the Qualifying Date, the transfer(s) will count towards the Qualifying Investment.
                              7. The Qualifying Investment may be divided between multiple accounts (Classic Account and ISA) provided the log-in credentials for each account are the same. Withdrawing money from any of your investor accounts before the Qualifying Date will decrease the total amount of new money invested and could reduce the value of the John Lewis e-gift card you receive, or disqualify you from this promotion.
                              8. Your John Lewis e-gift card will be sent to the email address registered to your investor account, we will endeavour to do this within 30 days after the Qualifying Date. It is your responsibility to register the correct email address to your account.
                              9. We use a third party called Avinity Limited to distribute gift cards on our behalf. On entering this promotion, you agree to us sharing your personal data (name and email address) with Avinity.
                              10. We reserve the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on our website.
                              11. One John Lewis e-gift card will be given per investor and no cash alternative is available.
                              12. John Lewis is not a participant in or sponsors of this promotion and all related John Lewis logos are trademarks of John Lewis Partnership plc 2013.
                              13. Updated on 22 March 2019


                                Funding Circle Inserts Promotion 2019

                                1. This promotion is open to all new Funding Circle investors (each, a “ New Investor”).
                                2. Subject to these terms and conditions, if a New Investor opens a Funding Circle investor account using a valid promotional code and makes a Qualifying Deposit, they will receive a Reward from Funding Circle.
                                3. The New Investor must not on the date of, or in the 12 months prior to, opening their investor account be a Funding Circle investor.
                                4. In these promotional terms and conditions:
                                  1. “Promotion Period”means the period starting on 1st February 2019 at 00:00 hours and ending on 28th June 2019 at 23:59 hours;
                                  2. “Qualifying Deposit”means the net deposit of at least £2,000 by the New Investor where lending is activated until the end of the Promotion Period; and
                                  3. “Reward” means an Amazon.co.uk Gift Card* for the value of £50.
                                5. The Qualifying Deposit cannot be split across multiple accounts held by the New Investor. Any investor account opened by the New Investor is subject to Funding Circle’s Terms & Conditions for investors.
                                6. The Reward will be sent by email from ACI Gift Cards LLC (“ACI”) (a Washington subsidiary company of Amazon.com, Inc) to the email address registered to the New Investor’s account. The Investor consents to Funding Circle sharing their personal data with ACI for the purpose of receiving the Reward. It is the responsibility of the New Investor to ensure that the correct email address is registered to their investor account.
                                7. Only one Reward will be given per Investor and no cash alternative is available.
                                8. The Reward is offered gross of tax and each of the Referrer and the Referred Investor are responsible for the declaration and payment to HMRC of any tax that they may be required to pay.
                                9. Funding Circle does not accept any liability in respect of any goods acquired with the Reward.
                                10. Amazon.com, Inc is not a participant in or sponsor of this promotion and all related Amazon logos are trademarks of Amazon.com, Inc.
                                11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.

                                Funding Circle Promotion for £250 John Lewis voucher – January 2019

                                1. This promotion is open to all businesses (each, a “Business”) who receive a survey by email from Funding Circle to the Business’s email address between 23rd January 2019 and 6th February 2019 (the “End Date”).
                                2. This promotion is open between 10:00 on 23rd January 2019 and 23:59 on 6th February 2019 (the “Promotion Period”).
                                3. To be eligible for this promotion, the Business must answer all questions in the survey and submit the survey within the Promotion Period.
                                4. The Reward:
                                  1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win a £250 John Lewis voucher (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                                  2. Only one Reward is available to be won.
                                  3. The winners of the Reward will be drawn on 20th February 2019 by Funding Circle and notified by 27th February 2019.
                                  4. The Reward will be sent to the winning Businesses’ postal addresses, provided by the winners, and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
                                5. No cash alternative is available.
                                6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
                                7. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Businesses who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
                                8. John Lewis is not a participant in or sponsor of this promotion.

                                Funding Circle Just A Card Indie Week Competition – November 2018

                                1. This competition is open to any business (each a “Business”) that is mentioned or tagged on Instagram, Facebook or Twitter under or on the ‘Just A Card Indie Week Competition’ posts only.
                                2. This competition is open between 09:00 on 19 November 2018 and 23:59 on 25 November 2018 (the “Entry Period”).
                                3. A business can be mentioned more than once, but will only be entered into the competition once. To be eligible for entry into the competition, the Business must be mentioned or tagged on Instagram, Facebook or Twitter under or on the ‘Just A Card Indie Week Competition’ posts, must follow @fundingcircleuk and @justacard on Instagram for the duration of the competition and must use the hashtag #justacardfun in their comment.
                                4. The Reward:
                                  1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win a day (6 hours) of design, brand or digital marketing support from Funding Circle and £500 paid via bank transfer or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                                  2. Only one Reward is available to be won.
                                  3. The winner will be drawn by Funding Circle at random on 26 November 2018 and notified to the Business by email, direct message or post response on or before 30th November 2018.
                                  4. If Funding Circle do not receive a response, or equivalent, from the winner within 72 hours of contact, a new winner will be selected at random from the initial applicants.
                                  5. The Reward will be sent by email to the winning Business, Funding Circle intends to do this within 7 days after the prize draw. Funding Circle accepts no liability for any delay in delivery of a Reward.
                                  6. In accepting the Reward, the Business accepts sharing photographic and video content of Funding Circle’s choosing for marketing purposes only.
                                  7. The winning business must have used the 6 hours of design, brand or digital marketing support within six months of the competition closing date.
                                5. No cash alternative is available.
                                6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this competition at any time by giving notice on the Funding Circle website.
                                7. Funding Circle does not accept any liability in respect of the Reward.
                                8. Funding Circle reserves the right to cancel or change this offer at any time, amend the T’s & C’s or refuse an individual’s participation.

                                Funding Circle Your Impact Competition – November 2018

                                1. This competition is open to any business (each a “Business”) that is mentioned or tagged on Instagram, Facebook or Twitter under or on the ‘Your Impact’ post only.
                                2. This competition is open between 12:00 on 19 October 2018 and 23:59 on 9 November 2018 (the “Entry Period”).
                                3. A business can only be mentioned once. To be eligible for entry into the competition, the Business must be mentioned or tagged on Instagram, Facebook or Twitter under or on the ‘Your Impact’ post only.
                                4. The Reward:
                                  1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win a day (6 hours) of Recruitment and Sales / Marketing training and £1,000 paid via bank transfer or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                                  2. Only one Reward is available to be won.
                                  3. The winner will be drawn by Funding Circle at random on 19 November 2018 and notified to the Business by email, direct message or post response on or before 26th November 2018.
                                  4. The Reward will be sent by email to the winning Business, Funding Circle intends to do this within 7 days after the prize draw. Funding Circle accepts no liability for any delay in delivery of a Reward.
                                  5. If Funding Circle do not receive a response, or equivalent, from the winner within 72 hours of contact, a new winner will be selected at random from the initial applicants.
                                  6. In accepting the Reward, the Business accepts sharing photographic and video content of Funding Circle’s choosing for marketing purposes only.
                                5. No cash alternative is available.
                                6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this competition at any time by giving notice on the Funding Circle website.
                                7. Funding Circle does not accept any liability in respect of the Reward.
                                8. Funding Circle reserves the right to cancel or change this offer at any time, amend the T’s & C’s or refuse an individual’s participation.

                                Funding Circle Amazon Echo (2nd Gen) Smart Speaker Competition – November 2018

                                1. This competition is open to any business (each a “Business”) that receives a survey by email from Funding Circle on 02 November 2018.
                                2. This competition is open between 12:00 on 02 November 2018 and 23:59 on 13 November 2018 (the “Entry Period”).
                                3. To be eligible for entry into the competition, the Business must answer all questions and submit the survey during the Entry Period.
                                4. The Reward:
                                  1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win an Amazon Echo (2nd Gen) Smart Speaker (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                                  2. Only one Reward is available to be won.
                                  3. The winner will be drawn by Funding Circle at random on 14 November 2018 and notified to the Business by phone or email on or before 20 November 2018.
                                  4. The Reward will be sent by post to address nominated by the winning Business, Funding Circle intends to do this within 30 days after the prize draw . Funding Circle accepts no liability for any delay in delivery of a Reward.
                                5. No cash alternative is available.
                                6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this competition at any time by giving notice on the Funding Circle website.
                                7. Funding Circle does not accept any liability in respect of the Reward, but each winner shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
                                8. Amazon.com, Inc is not a participant in or sponsor of this competition and all related Amazon logos are trademarks of Amazon.com, Inc.

                                Funding Circle Inserts Promotion 2018

                                1. This promotion is open to all Funding Circle investors (each, a “ New Investor”).
                                2. Subject to these terms and conditions, if a New Investor opens a Funding Circle investor account using a valid promotional code and makes a Qualifying Deposit, they will receive a Reward from Funding Circle.
                                3. In these promotional terms and conditions:
                                  1. “Promotion Period”means the period starting on 2 November 2018 at 00:00 hours and ending on 28 February 2019 at 23:59 hours;
                                  2. “Qualifying Deposit”means the net deposit of at least £2,000 by the New Investor where lending is activated until the end of the Promotion Period; and
                                  3. “Reward” means an Amazon.co.uk Gift Card* for the value of £50.
                                4. The New Investor must not on the date of, or in the 12 months prior to, opening their investor account be a Funding Circle investor.
                                5. The Qualifying Deposit cannot be split across multiple accounts held by the New Investor. Any investor account opened by the New Investor is subject to Funding Circle’s Terms & Conditions for investors.
                                6. The Reward will be sent by email from ACI Gift Cards LLC (“ACI”) (a Washington subsidiary company of Amazon.com, Inc) to the email address registered to the New Investor’s account. The Investor consents to Funding Circle sharing their personal data with ACI for the purpose of receiving the Reward. It is the responsibility of the New Investor to ensure that the correct email address is registered to their investor account.
                                7. Only one Reward will be given per Investor and no cash alternative is available.
                                8. The Reward is offered gross of tax and each of the Referrer and the Referred Investor are responsible for the declaration and payment to HMRC of any tax that they may be required to pay.
                                9. Funding Circle does not accept any liability in respect of any goods acquired with the Reward.
                                10. Amazon.com, Inc is not a participant in or sponsor of this promotion and all related Amazon logos are trademarks of Amazon.com, Inc.
                                11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.

                                Funding Circle Autumn 2018 Investor Promotion

                                1. This promotion is open to all Funding Circle investors (each, an “Investor”).
                                2. Subject to these terms and conditions if, after the Start Date, an Investor makes a Qualifying Deposit on or before the Deposit Date they will receive a Reward from Funding Circle.
                                3. In these promotional terms and conditions:
                                  1. “Deposit Date” means 23:59 on 16 November 2018;
                                  2. “Investment Period” means the two month period starting at 00:00 on 17 November 2018 and ending at 23:59 on 16 January 2019;
                                  3. “Qualifying Deposit” means the net deposit of at least £15,000 by an Investor into their Funding Circle investor account(s) on or before the Deposit Date, where lending is activated for the duration of the Investment Period; and
                                  4. "Reward" means for Investors whose Qualifying Investment is:
                                    • between £15,000-£19,999 (inclusive), an Amazon Echo;
                                    • between £20,000-£29,999 (inclusive), £200 of John Lewis vouchers; and
                                    • £30,000 or more, an Apple iPad 32GB Wi-Fi;
                                    • or, in Funding Circle’s discretion, a reward of equivalent value.
                                  5. "Start Date" 21:00 on 16 October 2018.
                                4. Any deposits made into the Investor’s account as a result of an ISA transfer authority form received by Funding Circle prior to the Start Date will not count towards the Qualifying Deposit.
                                5. If after the Start Date the Investor transfers some or all of the Qualifying Deposit from other ISA providers, they must provide Funding Circle with all ISA transfer authority forms on or before the Deposit Date.
                                6. The Qualifying Deposit may be split across multiple accounts held by the Investor (for example, a Classic Account and an ISA) provided that the log-in credentials for each account are the same.
                                7. If the Investor opens a Funding Circle ISA by transferring some or all of the Qualifying Deposit from other ISA providers, they must provide Funding Circle with all ISA transfer authority forms on or before the Deposit Date.
                                8. The Reward will be sent to the postal address registered to the Investor’s account, and Funding Circle will endeavour to do this within 30 days after Investment Period. Funding Circle accepts no liability for any delay to the delivery of the Reward.
                                9. Funding Circle instructs a third-party, Avinity Limited, for the distribution of Rewards to Investors. In order to receive the Reward, the Investor consents to Funding Circle sharing their personal data (name, email and postal address) with Avinity for the purpose of distributing the Reward.
                                10. Only one Reward will be given per Investor.
                                11. No cash alternative to the Reward is available.
                                12. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
                                13. Funding Circle does not accept any liability in respect of any Reward, but Investors who receive a Reward shall have the benefit of the original equipment manufacturer warranties provided manufacturer procedures are followed.
                                14. Apple and Amazon devices are given away on behalf of Funding Circle Limited. Amazon.com Inc or Apple Inc are not participants in or sponsors of this promotion and all related [Amazon and Apple] logos are trademarks of Amazon.com Inc. or Apple Inc (as applicable).

                                Updated on 17 October 2018


                                Funding Circle Promotion for Apple iPad – September 2018

                                1. This promotion is open to all businesses (each, a “Business”) who attend a Funding Circle meet-up hosted by Enterprise Nation, or receive a survey by email from Enterprise Nation to the Business’s email address between September 25th and December 14th 2018.
                                2. This promotion is open between 10:00 on 25 September 2018 and 23:59 on 14 December 2018 (the “Promotion Period”).
                                3. To be eligible for this promotion, the Business must answer all questions in the survey and submit the survey within the Promotion Period.
                                4. The Reward:
                                  1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win an Apple iPad Wi-Fi 32GB Silver (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value.
                                  2. Only one Reward is available to be won.
                                5. Receiving the Reward:
                                  1. The winner of the Reward will be drawn at random on 17 December 2018 by Funding Circle and notified by phone on or before 23 December 2018.
                                  2. The Reward will be sent to the winning Businesses’ postal addresses, provided by the winner, and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
                                  3. If the Reward is unclaimed after reasonable efforts have been made to contact the winner, Funding Circle will be entitled to dispose of the Reward as it sees fit without liability to the winner.
                                6. No cash alternative is available.
                                7. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
                                8. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Businesses who receive the Reward shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
                                9. Apple is not a participant in or sponsor of this promotion.


                                Funding Circle Refer an Investor Reward Scheme

                                1. This promotion is open to any Funding Circle investor (the “Referrer”) who successfully refers a new investor to Funding Circle (the “Referred Investor”) on or after 28th August 2018, subject to these Terms and Conditions.
                                2. If successful, the Reward for the Referrer and the Referred Investor is an Amazon.co.uk Gift Card* to the value of £50 (the “Reward”).

                                3. Eligibility
                                4. To qualify for the Reward, the following conditions must be met:
                                5. The Referred Investor must:
                                6. open a Classic Account or an ISA and, on or before the last day of the following calendar month, deposit funds (in any number of instalments) of at least £2,000; and maintain an account balance of £2,000 for at least 3 consecutive months (i.e. lending must not be paused during this time).

                                7. The Referred Investor may open both a Classic Account and an ISA, however the Reward will be offered in respect of only one account. The qualifying balance of £2,000 cannot be split across two accounts.

                                8. ISA Transfers
                                9. If the Referred Investor opens an ISA by transferring some or all funds from other ISA providers, the following conditions must be met:
                                10. The Referred Investor must:
                                11. open an ISA and, on or before the last day of the following calendar month, send by post to Funding Circle at least one complete (signed and dated) ISA transfer authority form; deposit funds (in any number of instalments or transfers) of at least £2,000; and lend through the Funding Circle platform for at least 2 months starting on the date that the ISA balance reached £2,000 (i.e. lending must not be paused during this time).

                                12. Receiving the Reward
                                13. The Reward will be sent by email to each of the Referrer and the Referred Investor within 4 months after the account balance reached £2,000.
                                14. In order to receive the Reward, the Referrer and the Referred Investor consent to Funding Circle sharing their personal data (email address) with ACI Gift Cards LLC (a Washington subsidiary company of Amazon.com) to enable it to send both the Referrer and the Referred Investor an email attaching the Reward. The Referrer and Referred Investor are each responsible for ensuring that the correct email address is registered to the respective Funding Circle accounts.

                                15. Eligibility Restrictions
                                16. The following eligibility restrictions apply:
                                17. The Referrer must:
                                18. on the date that the Referred Investor opens their Classic Account or ISA, be a Funding Circle investor; and not be the Referred Investor.

                                19. The Referred Investor must not:
                                20. at the time of, or in the 12 months prior to, opening their Classic Account or ISA be a Funding Circle investor; and be the Referrer

                                21. There is no limit to the number of referrals that each Referrer is permitted to make. However, Funding Circle will only offer the Reward for the first 25 eligible referrals per calendar month.
                                22. The Reward is offered gross of tax and each of the Referrer and the Referred Investor are responsible for the declaration and payment to HMRC of any tax that they may be required to pay.
                                23. Each Referred Investor is eligible for a maximum of one Reward, regardless of whether they open both a Classic Account and an ISA. The Classic Account and ISA is subject to Funding Circle’s Terms & Conditions for investors.
                                24. Funding Circle will make a decision in its absolute discretion as to whether to allow the Referred Investor access to, and to invest funds through, the Funding Circle platform. Funding Circle does not accept any liability in respect of any goods acquired with the Reward.
                                25. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time and at its discretion. If Funding Circle amends these Terms and Conditions the updated version will be made available on Funding Circle’s website and will be effective from the date of publication. This will not affect the eligibility in respect of any referral where a successful application has already been made at the date of the amendment.

                                26. *Restrictions apply, see www.amazon.co.uk/gc-legal.
                                  Effective from: 28 August 2018


                                  Funding Circle Refer a Business Borrower Reward Promotion

                                  1. This promotion is open to any Funding Circle investor (the “Referrer”) who successfully refers a business borrower to Funding Circle (the “Referred Business”), subject to these Terms and Conditions.
                                  2. The Reward for the Referrer is an Amazon.co.uk Gift Card* to the value of £1,500. The Reward for the Referred Business is an Amazon.co.uk Gift Card* to the value of £100.

                                  3. To qualify for the Reward, the following conditions must be met:
                                  4. The Referred Business must apply for a loan with a value of at least £25,000 between 22 August 2018 and 14 November 2018.
                                  5. The Referrer must, on the date of the Referred Businesses loan application, have an active Funding Circle ISA or Classic Account.
                                  6. The Referred Business must not at the time of, or in the 12 months prior to, the loan application be a Funding Circle borrower.
                                  7. Once the Referred Business has submitted the loan application, it will be contacted by a Funding Circle Account Manager. The Referred Business must provide the Funding Circle Account Manager with the name and email address of the Referrer.
                                  8. The loan must be fully funded on the Funding Circle platform and the Referred Business must draw down the loan (i.e. withdraw the funds) on or after 22nd August 2018 and before 14th December 2018.
                                  9. If successful, the Reward will be sent to the Referrer and the Referred Business within 60 days of the date on which the Referred Business draws down the loan.

                                  10. The following eligibility restrictions apply:
                                  11. The Referrer must not be a director, member, shareholder, partner or proprietor of the Referred Business or any company in the Referred Business’s group.
                                  12. The Referrer must not be a present or former employee, contractor, introducer or partner of Funding Circle.

                                  13. The loan application is subject to Funding Circle’s Terms & Conditions for borrowers.
                                  14. Funding Circle will make a decision in its absolute discretion as to whether to allow the Referred Business access to, and to borrow funds through, the Funding Circle platform.
                                  15. The Referrer is not permitted to refer more than two Referred Businesses during this promotion.
                                  16. The Reward is in the form of an electronic voucher and will be sent by email to the email address registered to the Referrer and the Referred Business’s Funding Circle account (as the case may be). The Referrer and Referred Business are each responsible for ensuring that the correct email address is registered to the respective accounts.
                                  17. If a Referred Business is introduced by more than one Referrer, the Reward will be awarded to the first referral received by Funding Circle (as determined by Funding Circle).
                                  18. The Reward is offered gross of any tax which the Referrer or the Referred Business may be required to pay.
                                  19. Funding Circle does not accept any liability in respect of any goods acquired with the Reward.
                                  20. 10. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time and at its discretion. If Funding Circle amends these Terms and Conditions the updated version will be made available on its website and will be effective from the date of publication. This will not affect the eligibility in respect of any referral where a successful application has already been made at the date of the amendment.

                                  21. *Restrictions apply, see www.amazon.co.uk/gc-legal.
                                    Effective from: 22 August 2018


                                    Funding Circle Survey Competition - Win A £500 Travel Voucher

                                    1. These terms and conditions (the “Terms”) apply to all selected businesses in the United Kingdom (each, an “Eligible Business”) that participate in a Funding Circle survey (the “Promotion”).
                                    2. The Promotion is open to each Eligible Business that completes a Funding Circle survey during the Promotion Period. The Promotion Period commences at 10:00 am on 26 June 2018 and closes at 23.59 on 14 August 2018.

                                    3. Eligibility for Entry
                                    4. The Promotion is open to Eligible Businesses which have been emailed by Funding Circle during the Promotion Period.
                                    5. Only one entry per Eligible Business will be accepted.
                                    6. The directors, management and employees of Funding Circle group, and any third party involved in organising the Reward, as well as their immediate families, are not entitled to participate in the Promotion.
                                    7. Funding Circle at its sole discretion may disqualify any Eligible Business to the Promotion where it suspects that the Eligible Business has breached any of these Terms.

                                    8. How to Enter
                                    9. In order to enter the Promotion, each Eligible Business should complete the Funding Circle survey during the Promotion Period. A link to the survey will be contained in the email the Eligible Business receives during the Promotion Period.
                                    10. Entries received before or after the Promotion Period are invalid and will not be accepted.
                                    11. Funding Circle shall not be responsible for any entry submission failures caused by technical errors.

                                    12. Winners and Reward
                                    13. The winner of the Promotion will the first entry selected at random by Funding Circle on 15 August 2018. The winner will be notified by email on 22 August 2018 using the contact details that have already been provided to Funding Circle prior to completion of the survey.
                                    14. The Reward is a £500 (GBP) travel voucher.
                                    15. There is one Reward. Receipt of the Reward is conditional upon the selected winner accepting the Reward within 14 days of receiving the email confirmation.
                                    16. The Reward is non-transferable, non-refundable and no cash alternative will be given. All other expenses incurred are the responsibility of the winner.
                                    17. In the event that, for any reason, the winner does not accept the Reward, the Reward will be forfeited by that original winner and an alternate winner will be selected.
                                    18. All selections and decisions made by Funding Circle in conjunction with this Promotion are final and conclusive.
                                    19. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this Promotion at any time by publishing any such notification on the Funding Circle website.
                                    20. Funding Circle does not accept any liability in respect of any goods or services acquired with the Reward. Use of the Reward is subject to the terms and conditions of the travel company providing the Reward.
                                    21. This Promotion is not sponsored, endorsed or administered by any third parties involved with the Promotion or organising the Reward.
                                    22. These Terms and the Promotion are governed by the laws of England & Wales and are subject to the non-exclusive jurisdiction of the courts of England and Wales.
                                    23. Funding Circle Promotion for Apple iPad – June 2018

                                      1. This promotion is open to all businesses (each, a “Business”) who receive a survey by email from Funding Circle to the Business’s email address on 21 June 2018 or July's Business Newsletter.:
                                      2. This promotion is open between 10:00 on 21 June 2018 and 23:59 on 8 July 2018 (the “Promotion Period”).
                                      3. To be eligible for this promotion, the Business must answer all questions in the survey and submit the survey within the Promotion Period.
                                      4. The Reward:
                                        1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win an Apple iPad Wi-Fi 32GB Silver (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                                        2. Only two Rewards are available to be won.
                                        3. The winners of the Rewards will be drawn on 9 July 2018 by Funding Circle and notified by 13 July 2018.
                                        4. The Rewards will be sent to the winning Businesses’ postal addresses, provided by the winners, and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
                                      5. No cash alternative is available.
                                      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
                                      7. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Businesses who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
                                      8. Apple is not a participant in or sponsor of this promotion.

                                      Refer A Business Borrower Reward Promotion – May 2018

                                      1. This promotion applies to all successful referrals where the Referred Business accepts and draws down a fully funded loan on or after 1st May 2018 and ends on 30th June 2018.

                                      2. This promotion is open to all Funding Circle members with an investor account (a “Funding Circle Investor”) or a borrower account (a “Funding Circle Borrower”).
                                      3. The referred business borrower (“Referred Business”) must be referred by a Funding Circle Investor or a Funding Circle Borrower (each, a “Referrer”). Subject to the conditions below, the Referrer is eligible to receive the Reward for each successful referral of a Referred Business to Funding Circle.
                                      4. The Reward:
                                        1. For each successfully Referred Business, the Referrer will receive the Reward.
                                        2. The Reward for the Referrer is a John Lewis or an Amazon voucher to the value of £1,500.
                                        3. The Reward for the Referred Business is a John Lewis or an Amazon voucher to the value of £100.
                                        4. The Reward will be sent out within 40 days of the date on which the Referred Business draws down the loan.
                                      5. To qualify for the promotion, the following conditions must be met:
                                        1. The Referrer must be an existing Funding Circle Investor or Funding Circle Borrower before the date of the referral of the Referred Business.
                                        2. The Referred Business cannot be an existing Funding Circle Borrower on or before the date on which the referral is made, or have been a Funding Circle Borrower in the 12 months prior to the date of the referral.
                                        3. The Referred Business must email or call Funding Circle with the details of the Referrer (either their name or the business name) before their loan is accepted and fully funded.
                                        4. The Referred Business must draw down on a successful loan (i.e. the loan must be accepted, fully funded and drawn down) on or after 1st May 2018 and before 30th June 2018.
                                        5. This promotion is only available in relation to new loans which are in excess of £25,000 and taken by a successful Referred Business.
                                      6. The restrictions on applicability are as follows:
                                        1. The Referrer must be wholly independent from the Referred Business (for example, the Referrer cannot refer a businesses of which it is a shareholder, member, director or partner or otherwise where the Referrer has the power or authority to direct the management or affairs of that business).
                                        2. The Referrer must not be acting by way of business in introducing any Referred Business.
                                      7. Funding Circle will apply the same criteria to all loans under this promotion as it does in the normal course of business, including, the application process, the credit risk rating process, the acceptance process, and its normal loan processing procedure. The Referred Business will be subject to all applicable Funding Circle Terms & Conditions, from time to time.
                                      8. The Referrer can make multiple referrals, and will be eligible for a Reward for each separate successfully Referred Business up to a maximum of three Rewards.
                                      9. If the Referrer is entitled to the Reward in accordance with these terms and conditions, the Reward will be sent to the Referrer’s address associated with their Funding Circle account.
                                      10. If the same Referred Business is introduced by more than one Referrer, the Reward will be awarded to the first referral in time received by Funding Circle.
                                      11. Funding Circle does not accept any liability in respect of any goods acquired with the Reward.
                                      12. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time and at its discretion by giving notice by email or on the Funding Circle website. This will not affect the eligibility in respect of any loan where a successful application has already been made at the date of the notice.

                                      Funding Circle’s cashback promotion

                                      1. This promotion is open to all Funding Circle members with an investor account.
                                      2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
                                      3. Qualifying Lending:
                                        1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
                                          1. At the start date of the promotion, not fully (i.e. 100%) funded.
                                          2. The cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
                                        2. only applies to Relevant Loans accepted by the borrower on or after 11.11.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
                                        3. does not include loan parts purchased from other investors on the secondary marketplace.
                                        4. does not include any property loans or other loans to which a cashback promotion already applies.
                                      4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
                                      5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
                                      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
                                      7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
                                      8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.
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                                      • Funding Circle Promotion for Apple iPad – March 2018

                                        1. This promotion is open to all businesses (each, a “Business”) who receive a survey by email from Funding Circle to the Business’s email address on 14 March 2018 or 4 April 2018.:
                                        2. This promotion is open between 10:00 on 14 March 2018 and 23:59 on 4 April 2018 (the “Promotion Period”).
                                        3. To be eligible for this promotion, the Business must answer all questions in the survey and submit the survey within the Promotion Period.
                                        4. The Reward:
                                          1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win an Apple iPad Wi-Fi 32GB Silver (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                                          2. Only two Rewards are available to be won.
                                          3. The winners of the Rewards will be drawn on 16 April 2018 by Funding Circle and notified by 20 April 2018.
                                          4. The Rewards will be sent to the winning Businesses’ postal addresses, provided by the winners, and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
                                        5. No cash alternative is available.
                                        6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
                                        7. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Businesses who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
                                        8. Apple is not a participant in or sponsor of this promotion.

                                      Funding Circle’s cashback promotion

                                      1. This promotion is open to all Funding Circle members with an investor account.
                                      2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
                                      3. Qualifying Lending:
                                        1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
                                          1. At the start date of the promotion, not fully (i.e. 100%) funded.
                                          2. The cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
                                        2. only applies to Relevant Loans accepted by the borrower on or after 11.11.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
                                        3. does not include loan parts purchased from other investors on the secondary marketplace.
                                        4. does not include any property loans or other loans to which a cashback promotion already applies.
                                      4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
                                      5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
                                      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
                                      7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
                                      8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.
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                                      • Funding Circle Promotion for Bose headphones – January 2018

                                        1. 1. This promotion is open to all businesses (each, a “Business”) who receive a survey by email from Funding Circle to the Business’s email address between 31st January 2018 and 21st February 2018.:
                                        2. 2. This promotion is open between 10:00 on 31st January 2018 and 23:59 on 21st February 2018 (the “Promotion Period”).
                                        3. 3. To be eligible for this promotion, the Business must answer all questions in the survey and submit the survey within the Promotion Period.
                                        4. 4. The Reward:
                                          1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win an Bose Quiet Comfort 35 noise-cancelling headphones (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                                          2. Only one Reward is available to be won.
                                          3. The winners of the Reward will be drawn on 5 March 2018 by Funding Circle and notified by 9 March 2018.
                                          4. The Reward will be sent to the winning Businesses’ postal addresses, provided by the winners, and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
                                        5. No cash alternative is available.
                                        6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
                                        7. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Businesses who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
                                        8. Bose is not a participant in or sponsor of this promotion.

                                      Funding Circle’s cashback promotion

                                      1. This promotion is open to all Funding Circle members with an investor account.
                                      2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
                                      3. Qualifying Lending:
                                        1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
                                          1. At the start date of the promotion, not fully (i.e. 100%) funded.
                                          2. The cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
                                        2. only applies to Relevant Loans accepted by the borrower on or after 11.11.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
                                        3. does not include loan parts purchased from other investors on the secondary marketplace.
                                        4. does not include any property loans or other loans to which a cashback promotion already applies.
                                      4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
                                      5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
                                      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
                                      7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
                                      8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.
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                                      • Funding Circle Promotion for Apple iPad – January 2018

                                        1. This promotion is open to all businesses (each, a “Business”) who receive a survey by email from Funding Circle to the Business’s email address on 16 January 2018 or 19 January 2018.:
                                        2. This promotion is open between 10:00 on 16 January 2018 and 23:59 on 23 January 2018 (the “Promotion Period”).
                                        3. To be eligible for this promotion, the Business must answer all questions in the survey and submit the survey within the Promotion Period.
                                        4. The Reward:
                                          1. 1.Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win an Apple iPad Wi-Fi 32GB Silver (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                                          2. 2. Only five Rewards are available to be won.
                                          3. 3. The winners of the Reward will be drawn on 2 February 2018 by Funding Circle and notified by 9 February 2018.
                                          4. 4. The Reward will be sent to the winning Businesses’ postal addresses, provided by the winners, and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
                                        5. No cash alternative is available.
                                        6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
                                        7. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Businesses who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
                                        8. Apple is not a participant in or sponsor of this promotion.

                                      Funding Circle’s cashback promotion

                                      1. This promotion is open to all Funding Circle members with an investor account.
                                      2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
                                      3. Qualifying Lending:
                                        1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
                                          1. At the start date of the promotion, not fully (i.e. 100%) funded.
                                          2. The cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
                                        2. only applies to Relevant Loans accepted by the borrower on or after 11.11.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
                                        3. does not include loan parts purchased from other investors on the secondary marketplace.
                                        4. does not include any property loans or other loans to which a cashback promotion already applies.
                                      4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
                                      5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
                                      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
                                      7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
                                      8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.
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                                      • Funding Circle Christmas Promotion December 2017

                                        1. This promotion is open to all businesses whose principal place of business is located in the UK (each, a “Business”).
                                        2. This promotion is open between 00:00 on 4 December 2017 and 23:59 on 18 December 2017 (the “Promotion Period”).
                                        3. To be eligible for this promotion, the Business must, during the Promotion Period:
                                          1. include the hashtag #WinYourXmasParty and tag @FundingCircleUK within the description or post on Twitter or Instagram; and
                                          2. include a photo alongside the description or post on Twitter or Instagram; or
                                          3. complete the form located on the Funding Circle Facebook page or the Funding Circle Resource Centre.
                                        4. The Reward:
                                          1. Subject to these terms and conditions, each Business that satisfies the criteria in paragraph 3 above will have a chance to win £2,000 for the Business’s Christmas Party (the “Reward”); and
                                          2. Only one Reward is available to be won.
                                        5. The winner shall be selected on 19 December 2017 by Funding Circle. One winner will be selected from a random draw of entries received in accordance with these Terms and Conditions. The draw will be performed by a random computer process.
                                        6. Funding Circle will contact the winner within 1 business day after the winner has been selected to obtain its Business bank details. Funding Circle will, following receipt of the bank details, transfer the Reward to the winning Business’s bank account within 5 business days after the receipt of the bank details.
                                        7. No alternative or substituted Reward will be given in conjunction with this promotion.
                                        8. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
                                        9. These Terms & Conditions shall be governed by English law. Any claim or matter arising under or in connection with these Terms & Conditions shall be decided exclusively by the English courts.

                                      Funding Circle Survey Promotion for Amazon Kindle – October 2017

                                      1. This promotion is open to all businesses (each, a “Business”) who receive a survey by email from Funding Circle to the Business’s email address on 3 October 2017 or 5 October 2017.
                                      2. This promotion is open between 10:00 on 3 October 2017 and 23:59 on 12 October 2017 (the “Promotion Period”).
                                      3. To be eligible for this promotion, the Business must answer all questions in the survey and submit the survey within the Promotion Period.
                                      4. 1. The Reward:
                                        1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win an Amazon Kindle Wi-Fi 6inch 4Gb EInk (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                                        2. Only two Rewards are available to be won.
                                        3. The Reward will be drawn on 12 October by Funding Circle.
                                        4. The Reward will be sent to the Business’s postal address, provided by the winner, and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
                                      5. No cash alternative is available.
                                      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
                                      7. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Businesses who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
                                      8. Amazon is not a participant in or sponsor of this promotion.

                                      Funding Circle Survey Promotion for Amazon Kindle – June/July 2017

                                      1. This promotion is open to all businesses (each, a “Business”) who receive a survey by email from Funding Circle to the Business’s email address on 28 June 2017 or 30 June 2017.
                                      2. This promotion is open between 10:00 on 28 June 2017 and 23:59 on 5 July 2017 (the “Promotion Period”).
                                      3. To be eligible for this promotion, the Business must answer all questions in the survey and submit the survey within the Promotion Period.
                                      4. 1. The Reward:
                                        1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win an Amazon Kindle Wi-Fi 6inch 4Gb EInk (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                                        2. Only two Rewards are available to be won.
                                        3. The Reward will be drawn on 6 July by Funding Circle.
                                        4. The Reward will be sent to the Business’s postal address, provided by the winner, and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
                                      5. No cash alternative is available.
                                      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
                                      7. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Businesses who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
                                      8. Amazon is not a participant in or sponsor of this promotion.

                                      Funding Circle Survey Promotion for Amazon Kindle – April 2017

                                      1. This promotion is open to all businesses (each, a “Business”) who receive a survey by email from Funding Circle to the Business’s email address on 21 April 2017.
                                      2. This promotion is open between 12:00 on 21 April 2017 and 23:59 on 24 April 2017 (the “Promotion Period”).
                                      3. To be eligible for this promotion, the Business must answer all questions in the survey and submit the survey within the Promotion Period.
                                      4. 1. The Reward:
                                        1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win an Amazon Kindle Wi-Fi 6inch 4Gb EInk (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                                        2. Only two Rewards are available to be won.
                                        3. The Reward will be drawn on 28 April by Funding Circle.
                                        4. The Reward will be sent to the Business’s postal address, provided by the winner, and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
                                      5. No cash alternative is available.
                                      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
                                      7. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Businesses who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
                                      8. Amazon is not a participant in or sponsor of this promotion.

                                      Funding Circle Christmas Promotion

                                      1. This promotion is open to all businesses whose principal place of business is located in the UK (each, a “Business”).
                                      2. This promotion is open between 00:00 on 6 December 2016 and 23:59 on 18 December 2016 (the “Promotion Period”).
                                      3. To be eligible for this promotion, the Business must, during the Promotion Period:
                                        1. Describe why their team deserves to win the prize on Twitter, Facebook or Instagram;
                                        2. include the hashtag #MyTeamWinsXmas within the description or post on Twitter, Facebook or Instagram; and
                                        3. include a photo alongside the description or post on Twitter, Facebook or Instagram.
                                      4. The Reward:
                                        1. Subject to these terms and conditions, each Business that satisfies the criteria in paragraph 3 above will have a chance to win £1,000 for the Business’s Christmas Party (the “Reward”); and
                                        2. Only one Reward is available to be won.
                                      5. The winner shall be selected on 19 December 2016 by Funding Circle. Funding Circle will determine the winner based on a number of criteria, including but not limited to, the reason described, the photo included and how many people engage with the Business’s post on Twitter, Facebook or Instagram. Funding Circle’s decision is made in its absolute discretion and is final.
                                      6. Funding Circle will contact the winner to obtain its Business bank details. Funding Circle will, follow up receipt of the bank details, transfer the Reward to the winning Business’s bank account within 5 business days of the end of the Promotion Period.
                                      7. No alternative or substituted Reward will be given in conjunction with this promotion.
                                      8. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.

                                      Business promotion for iPads – October 2016

                                      1. This promotion is open to all borrowers with a valid Funding Circle account (Borrowers):
                                      2. The Reward (as defined in paragraph 4) will be given for all Qualifying Borrowing (as defined in paragraph 3 below).
                                      3. Qualifying Borrowing occurs when the following conditions are met:
                                        1. Borrowers must borrow a loan of £10,000 or more through the Funding Circle marketplace (which means that the loan contract must be accepted and that the loan is fully funded and drawn down by the Borrower).
                                        2. Borrowing must occur between 00:01 on [5 October 2016] and 23:59 on 30 November 2016 (Qualifying Period).
                                        3. Borrowers must receive a valid promotional code through direct mail letter or email communication sent by Funding Circle to them and then use that code on Funding Circle’s borrower application page upon application.
                                      4. The Reward for Qualifying Borrowing:
                                        1. Borrowers who undertake Qualifying Borrowing will receive an iPad mini 2 16Gb Wifi Silver.
                                        2. No cash alternative is available and Funding Circle reserves the right to substitute a Reward of similar value.
                                        3. Funding Circle intends to send Rewards within 40 days of the end of the Qualifying Period to the registered address held by Funding Circle.
                                        4. Only one Reward will be given per Borrower in relation to Qualifying Borrowing (even if two or more loans that would otherwise comprise Qualifying Borrowing are taken during the Qualifying Period).
                                      5. Funding Circle does not guarantee that a Borrower’s loan application will be successful or that a loan will be fully funded through the Funding Circle marketplace at all or in any event during the Qualifying Period.
                                      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice to relevant Borrowers.
                                      7. Rewards will be sent to the Qualifying Business’s postal address held by Funding Circle and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
                                      8. If there is any conflict between the Terms and Conditions for Borrowers and the Terms and Conditions of this promotion, then the Terms and Conditions for Borrowers will prevail.
                                      9. Funding Circle does not accept any liability in respect of any goods comprising or acquired with the Reward, but Borrowers who receive the Reward shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer’s procedures are followed.
                                      10. Apple is not a participant in or sponsor of this promotion.

                                      Funding Circle’s cashback promotion

                                      1. This promotion is open to all Funding Circle members with an investor account.
                                      2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
                                      3. Qualifying Lending:
                                        1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
                                          1. At the start date of the promotion, not fully (i.e. 100%) funded.
                                          2. The cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
                                        2. only applies to Relevant Loans accepted by the borrower on or after 11.11.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
                                        3. does not include loan parts purchased from other investors on the secondary marketplace.
                                        4. does not include any property loans or other loans to which a cashback promotion already applies.
                                      4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
                                      5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
                                      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
                                      7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
                                      8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.
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                                      • Borrower promotion: refer a friend - September 2016

                                          This promotion applies to all referrals where the referred friend draws down a loan between 26 September 2016 and 31 August 2018.
                                        1. This promotion is open to all Funding Circle members with a borrower account.
                                        2. To qualify for the promotion, the following conditions must be met:
                                          1. The referred friend (“Referred Member”) must be referred by the Funding Circle member (the “Referrer”).
                                          2. The Referrer must be an existing Funding Circle member, and must have taken out a loan, which must be fully funded, accepted and drawn down by the Referrer, before the date of the referral of the Referred Member.
                                          3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made, or have been a Funding Circle member in the 12 months prior to the referral.
                                          4. The Referred Member must email or call the Referrer’s Funding Circle Account Manager with the details of the Referrer (either name or business name) before starting an application on the Funding Circle website.
                                          5. The Referred Member must draw down on a loan (i.e. the loan must be fully funded and accepted) on or after 26 September 2016.
                                          6. This promotion is only available on all new loans in excess of £25,000.
                                        3. The restrictions on applicability are as follows:
                                          1. The Referred Member and Referrer must be different people for the Referrer to be eligible for the Reward (defined in clause 4 below).
                                          2. The Referred Member and Referrer must not be from companies within the same group, including parent company, subsidiaries and subsidiaries of the parent company.
                                          3. Neither the Referred Member nor the Referrer may own the beneficial interest of 25% or more of the issued share capital of the other or have the legal power to direct or cause the direction of the general management of the other.
                                        4. The Reward:
                                          1. For each successfully Referred Member, the Referrer will receive the Reward.
                                          2. The Reward for the Referrer is a John Lewis voucher to the value of £250.
                                          3. The Reward for the Referred Member is a John Lewis voucher to the value of £100.
                                          4. The Reward will be sent out within 40 days of the date on which the Referred Member draws down the loan.
                                        5. Funding Circle will apply the same criteria to all loans under this promotion as it does in the normal course of business, including, the application process, the credit risk rating process, the listing process, the acceptance process, and its normal loan processing procedure. The Referred Member will be subject to all applicable Funding Circle Terms & Conditions, from time to time.
                                        6. The Referrer can make multiple referrals, and will be eligible for the Reward for each separate successfully Referred Member.
                                        7. If the Referrer is entitled to the Reward in accordance with these terms and conditions, the Reward will be sent to the Referrer’s business address associated with their Funding Circle account.
                                        8. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
                                        9. Funding Circle does not accept any liability in respect of any goods acquired with the Reward.
                                        10. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email or on the Funding Circle blog to borrowers. This will not affect the eligibility in respect of any loan where a successful application has already been made at the date of the notice.
                                        11. Borrower promotion: Refer a Friend

                                          1. This promotion applies to all referrals where the referred friend draws down a loan between 1 June 2016 and 26 September 2016.
                                          2. This promotion is open to all Funding Circle members with a borrower account.
                                          3. To qualify for the promotion, the following conditions must be met:
                                            1. The referred friend (“Referred Member”) must be referred by the Funding Circle member (the “Referrer”).
                                            2. The Referrer must be an existing Funding Circle member, and must have taken out a loan, which must be fully funded, accepted and drawn down by the Referrer, before the date of the referral of the Referred Member.
                                            3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made, or have been a Funding Circle member in the 12 months prior to the referral.
                                            4. The Referred Member must email or call the Referrer’s Funding Circle Account Manager with the details of the Referrer (either name or business name) before starting an application on the Funding Circle website.
                                            5. The Referred Member must draw down on a loan (i.e the loan must be fully funded and accepted) on or after 1 June 2015.
                                            6. This promotion is only available on all new loans in excess of £25,000.
                                          4. The restrictions on applicability are as follows:
                                            1. The Referred Member and Referrer must be different people for the Referrer to be eligible for the Reward (defined in clause 4 below).
                                            2. The Referred Member and Referrer must not be from companies within the same group, including parent company, subsidiaries and subsidiaries of the parent company.
                                            3. Neither the Referred Member nor the Referrer may own the beneficial interest of 25% or more of the issued share capital of the other or have the legal power to direct or cause the direction of the general management of the other.
                                          5. The Reward:
                                            1. For each successfully Referred Member, the Referrer will receive the Reward.
                                            2. The Reward is an Apple voucher, valued at £200.00.
                                            3. The Reward will be sent out within 40 days of the date on which the Referred Member draws down the loan.
                                          6. Funding Circle will apply the same criteria to all loans under this promotion as it does in the normal course of business, including, the application process, the credit risk rating process, the listing process, the acceptance process, and its normal loan processing procedure. The Referred Member will be subject to all applicable Funding Circle Terms & Conditions, from time to time.
                                          7. The Referrer can make multiple referrals, and will be eligible for the Reward for each separate successfully Referred Member.
                                          8. If the Referrer is entitled to the Reward in accordance with these terms and conditions, the Reward will be sent to the Referrer’s business address associated with their Funding Circle account.
                                          9. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
                                          10. Funding Circle does not accept any liability in respect of any goods acquired with the Reward.
                                          11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to borrowers. This will not affect the eligibility in respect of any loan where a successful application has already been made at the date of the notice.
                                          12. Funding Circle Ltd, registered office is 71 Queen Victoria Street, London, EC4V 4AY (Company No. 06968588).
                                          13. Survey Promotion for Introducers for iPad Mini – September 2016

                                            1. This promotion is open to all active introducers who have submitted a loan application request in the last 6 months to Funding Circle from the date of this promotion (each, an “Introducer”), who have previously registered on the Funding Circle marketplace and who receive a survey by email from Funding Circle to the Introducer’s registered email address on 12 September 2016.
                                            2. This promotion is open between 00:01 on 12 September 2016 and 23:59 on 28 October 2016 (the “Promotion Period”).
                                            3. To be eligible for this promotion, the Introducer must answer all questions in the survey and submit the survey within the Promotion Period.
                                            4. The Reward:
                                              1. Subject to these terms and conditions, each Introducer shall be permitted one entry into a prize draw to win an iPad mini 2, 16Gb, WiFi Silver (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                                              2. Only one Reward is available to be won.
                                              3. The Reward will be drawn on 31 October 2016 by Funding Circle.
                                              4. The Reward will be sent to the Introducer’s postal address held by Funding Circle and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
                                            5. No cash alternative is available.
                                            6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice to Borrower’s’ registered email address.
                                            7. If there is any conflict between the Terms and Conditions for Borrowers and the Terms and Conditions of this promotion, then the Terms and Conditions for Borrowers will prevail.
                                            8. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but borrowers who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
                                            9. Apple is not a participant in or sponsor of this promotion.

                                      Survey Promotion for Businesses for iPads – June 2016

                                      1. This promotion is open to all borrowers (each, a “Borrower”) who who have previously registered on the Funding Circle marketplace and who receive a survey by email from Funding Circle to the Borrower’s registered email address on 16 June 2016.
                                      2. This promotion is open between 10:00 on 16 June 2016 and 23:59 on 24 June 2016 (the “Promotion Period”).
                                      3. To be eligible for this promotion, the Borrower must answer all questions in the survey and submit the survey within the Promotion Period.
                                      4. The Reward:
                                        1. Subject to these terms and conditions, each Borrower shall be permitted one entry into a prize draw to win an iPad Mini (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
                                        2. Only one Reward is available to be won.
                                        3. The Reward will be drawn on Friday 1st July 2016 by Funding Circle.
                                        4. The Reward will be sent to the Borrower’s’ postal address held by Funding Circle and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
                                      5. No cash alternative is available.
                                      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice to Borrower’s’ registered email address.
                                      7. If there is any conflict between the Terms and Conditions for Borrowers and the Terms and Conditions of this promotion, then the Terms and Conditions for Borrowers will prevail.
                                      8. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but borrowers who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
                                      9. Apple is not a participant in or sponsor of this promotion.

                                      Business promotion for iPads – May 2016

                                      1. This promotion is open to new Funding Circle borrowers who:
                                        1. register with Funding Circle between 17:00 on 25/05/2016 and 23:59 on 09/06/2016 (the “Qualifying Period”); and
                                        2. successfully complete the process to become a borrower on the Funding Circle platform; and
                                        3. use the valid promotional code, located on the Facebook advertisement, on the borrower application page,
                                          and such Funding Circle borrowers shall be “Qualifying Businesses” for the purposes of this promotion.
                                      2. To be eligible for the Reward, the Qualifying Business must take out a loan of more than £10,000 on the Funding Circle platform, which must be fully funded, accepted and fully drawn down by the Qualifying Business by 23:59 on 31/07/2016 (the “End Date”).
                                      3. In each eligible case, the Qualifying Business will be given an iPad Air 2, 16 Gb WiFi Silver (the “Reward”) or, at Funding Circle’s sole and absolute discretion, a reward of equivalent value.
                                      4. Previously registered Funding Circle borrowers will not be eligible for this promotion.
                                      5. The Reward is limited to one per Qualifying Business on the Qualifying Business’s first loan only. The Qualifying Business shall not be entitled to any Reward for any subsequent loans that it takes out during the Qualifying Period.
                                      6. Rewards will be sent to the Qualifying Business’s postal address held by Funding Circle and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
                                      7. No cash alternative is available.
                                      8. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice to Qualifying Businesses’ registered email address.
                                      9. If there is any conflict between the Terms and Conditions for Borrowers and the Terms and Conditions of this promotion, then the Terms and Conditions for Borrowers will prevail.
                                      10. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Investors who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
                                      11. Apple is not a participant in or sponsor of this promotion.

                                      Funding Circle’s cashback promotion

                                      1. This promotion is open to all Funding Circle members with an investor account.
                                      2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
                                      3. Qualifying Lending:
                                        1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
                                          1. At the start date of the promotion, not fully (i.e. 100%) funded.
                                          2. The cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
                                        2. only applies to Relevant Loans accepted by the borrower on or after 11.11.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
                                        3. does not include loan parts purchased from other investors on the secondary marketplace.
                                        4. does not include any property loans or other loans to which a cashback promotion already applies.
                                      4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
                                      5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
                                      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
                                      7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
                                      8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.

                                      Funding Circle Spring Promotion

                                      1. This promotion is open to all Funding Circle members with an investor account (each, an “Investor”).
                                      2. On and subject to the remainder of these terms and conditions, if an Investor undertakes Qualifying Lending then they will receive a Reward from Funding Circle.
                                      3. In these promotional terms and conditions:
                                        1. "Qualifying Lending" means, during the Qualifying Period, the additional lending of at least £10,000 by an Investor through their Funding Circle investor account and which remains lent at the end of the Qualifying Period, where:
                                          1. additional lending is measured by the difference between the lent funds showing in an Investor’s Funding Circle investor account at the beginning of the Qualifying Period and the lent funds in that account at the end of the Qualifying Period;
                                          2. additional lending must be on one investor account only and cannot be split across multiple investor accounts held by the same Investor or connected persons;
                                          3. lending includes loan parts purchased from other Investors on the secondary marketplace; and
                                          4. lending excludes cash in an investor account or Active Bids (as defined in the Terms and Conditions for Investors).
                                        2. "Qualifying Period" means the period starting on 1 April 2016 at 00:01 and ending on 16 May 2016 at 23:59, or such other period as Funding Circle may notify Investors to their registered email address; and
                                        3. "Reward" means for Investors whose Qualifying Lending is:
                                          1. between £10,000-£19,999 (inclusive), an Amazon Kindle ereader;
                                          2. between £20,000-£29,999 (inclusive), an iPad mini 2 16Gb Wifi Silver; and
                                          3. £30,000 or more, an iPad Air 2 16Gb Wifi Silver,
                                          4. or, in Funding Circle’s discretion, a reward of equivalent value.
                                      4. Rewards will be sent to the Qualifying Investor’s postal address held by Funding Circle, and Funding Circle intends to do this within 30 days of the end of the Qualifying Period.
                                      5. Rewards are not cumulative, and only one Reward will be given per Investor with a maximum of two Rewards given per household.
                                      6. No cash alternative to the Reward is available.
                                      7. Funding Circle does not guarantee that having Autobid activated will lend the amount required to be eligible for this promotion during the Qualifying Period or that Investors will be able to lend all available funds in their investor account.
                                      8. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice to Investors’ registered email addresses.
                                      9. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Investors who receive Rewards shall have the benefit of the original equipment manufacturer warranties provided manufacturer procedures are followed.
                                      10. Apple is not a participant in or sponsor of this promotion.
                                      11. Amazon, Kindle and all related logos are trademarks of Amazon.com, Inc. or its affiliates. Amazon devices are given away on behalf of Funding Circle Limited. Amazon is not a sponsor of this promotion.

                                      12. Funding Circle's Small Business Saturday 2015 Promotion

                                        1. This promotion is open to new Funding Circle members who:
                                          1. register with Funding Circle between 0:00 on 4/12/2015 and 23:59 on 6/12/2015; and
                                          2. successfully complete the process to become a borrower on the platform (meaning that the application process must be satisfactorily completed and a loan taken through the marketplace which must be fully funded, accepted and fully drawn down by 01/03/2016 and
                                          3. use the valid promotional code (SB15) (“Qualifying Businesses”).
                                        2. The promotion is a 50% discount off your overall completion fee to Funding Circle. For example, if your loan was for £100,000 over 3 years where the fee is 3% (£3,000), your discount will be £1,500 and you will pay only £1,500 on your fee.
                                        3. In each eligible case, Funding Circle will deduct the discounted amount from the Funding Circle fee payable.
                                        4. The discount is limited to one per borrower (first loan only). This means that second or subsequent loans will not apply for this promotion
                                        5. Previously registered Funding Circle borrower members are not be eligible for this promotion.
                                        6. No alternative promotion is available in substitution.
                                        7. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time.
                                        8. If there is any conflict between the Terms and Conditions for Borrowers and the Terms and Conditions of this promotion, then the Terms and Conditions for Borrowers will prevail.
                                        9. Funding Circle Ltd, registered office is 71 Queen Victoria Street, London, EC4V 4AY (Company No. 06968588).

                                        Funding Circle’s cashback promotion

                                        1. This promotion is open to all Funding Circle members with an investor account.
                                        2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
                                        3. Qualifying Lending:
                                          1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
                                            1. At the start date of the promotion, not fully (i.e. 100%) funded.
                                            2. The cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
                                          2. only applies to Relevant Loans accepted by the borrower on or after 11.11.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
                                          3. does not include loan parts purchased from other investors on the secondary marketplace.
                                          4. does not include any property loans or other loans to which a cashback promotion already applies.
                                        4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
                                        5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
                                        6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
                                        7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
                                        8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.

                                        Funding Circle’s cashback promotion

                                        1. This promotion is open to all Funding Circle members with an investor account.
                                        2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
                                        3. Qualifying Lending:
                                          1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
                                            1. Over £150,000 and are not, at the start date of the promotion, fully (i.e. 100%) funded.
                                            2. Listed after the start date of the promotion and are over £150,000.
                                            3. the cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
                                          2. only applies to Relevant Loans accepted by the borrower on or after 28.09.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
                                          3. does not include loan parts purchased from other investors on the secondary marketplace.
                                          4. does not include any property loans or other loans to which a cashback promotion already applies.
                                        4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
                                        5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
                                        6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
                                        7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
                                        8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.

                                        Funding Circle’s cashback promotion

                                        1. This promotion is open to all Funding Circle members with an investor account.
                                        2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
                                        3. Qualifying Lending:
                                          1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
                                            1. Have a credit risk band rating of A+ and where the term of the loan is 6-12 months;
                                            2. At the start date of the promotion, are not fully (i.e. 100%) funded.
                                            3. Listed after the start date of the promotion;
                                            4. the cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
                                          2. only applies to Relevant Loans accepted by the borrower on or after 28.09.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
                                          3. does not include loan parts purchased from other investors on the secondary marketplace.
                                          4. does not include any property loans or other loans to which a cashback promotion already applies.
                                        4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
                                        5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
                                        6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
                                        7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
                                        8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.

                                        Funding Circle’s cashback promotion on Property Loans

                                        1. This promotion is open to all Funding Circle members with an investor account.
                                        2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
                                        3. Qualifying Lending:
                                          1. is only in respect of property loans, listed on the partial marketplace and having cashback in the loan title; (“Relevant Property Loans”);
                                          2. the cashback amount for each Relevant Property Loan will be stated in the loan title for that Loan and will be no more than 3% on any Loan;
                                          3. only applies to the Relevant Property Loans accepted by the borrower on or after 05/08/2015 and before the date that the promotion period ends pursuant to Clause 4 below;
                                          4. does not include loan parts purchased from other investors on the secondary marketplace.
                                          5. does not include any other loans to which a cashback promotion already applies.
                                        4. The promotion is for a limited period only and the promotion period end date (“End Date”) will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Property Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
                                        5. Cashback will be paid into an investor’s account once the borrower accepts the loan offer and the funds have been released to the borrower.
                                        6. Cashback amount will be credited into an investor’s Funding Circle account. It will show up in the promotion section on the investors’ Summary page in the Funding Circle account.
                                        7. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
                                        8. All the Terms and Conditions for Lenders will apply to any investment made on the Funding Circle platform.
                                        9. If there is any conflict between the Terms and Conditions for Lenders and the terms of this promotion, then the Terms and Conditions for Lenders will prevail.

                                        Borrower promotion: refer a friend

                                        1. This promotion applies to all referrals where the referred friend draws down a loan on or after 1 June 2015.
                                        2. This promotion is open to all Funding Circle members with a borrower account.
                                        3. To qualify for the promotion, the following conditions must be met:
                                          1. The referred friend (“Referred Member”) must be referred by the Funding Circle member (the “Referrer”).
                                          2. The Referrer must be an existing Funding Circle member, and must have taken out a loan, which must be fully funded, accepted and drawn down by the Referrer, before the date of the referral of the Referred Member.
                                          3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made, or have been a Funding Circle member in the 12 months prior to the referral.
                                          4. The Referred Member must email or call the Referrer’s Funding Circle Account Manager with the details of the Referrer (either name or business name) before starting an application on the Funding Circle website.
                                          5. The Referred Member must draw down on a loan (i.e the loan must be fully funded and accepted) on or after 1 June 2015.
                                          6. This promotion is only available on all new loans in excess of £25,000.
                                        4. The restrictions on applicability are as follows:
                                          1. The Referred Member and Referrer must be different people for the Referrer to be eligible for the Reward (defined in clause 4 below).
                                          2. The Referred Member and Referrer must not be from companies within the same group, including parent company, subsidiaries and subsidiaries of the parent company.
                                          3. Neither the Referred Member nor the Referrer may own the beneficial interest of 25% or more of the issued share capital of the other or have the legal power to direct or cause the direction of the general management of the other.
                                        5. The Reward:
                                          1. For each successfully Referred Member, the Referrer will receive the Reward.
                                          2. The Reward is an Apple voucher, valued at £200.00.
                                          3. The Reward will be sent out within 40 days of the date on which the Referred Member draws down the loan.
                                        6. Funding Circle will apply the same criteria to all loans under this promotion as it does in the normal course of business, including, the application process, the credit risk rating process, the listing process, the acceptance process, and its normal loan processing procedure. The Referred Member will be subject to all applicable Funding Circle Terms & Conditions, from time to time.
                                        7. The Referrer can make multiple referrals, and will be eligible for the Reward for each separate successfully Referred Member.
                                        8. If the Referrer is entitled to the Reward in accordance with these terms and conditions, the Reward will be sent to the Referrer’s business address associated with their Funding Circle account.
                                        9. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
                                        10. Funding Circle does not accept any liability in respect of any goods acquired with the Reward.
                                        11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to borrowers. This will not affect the eligibility in respect of any loan where a successful application has already been made at the date of the notice.
                                        12. Funding Circle Ltd, registered office is 3 Dorset Rise London EC4Y 8EN (Company No. 06968588).

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