If you are short of time, or don’t want to research individual businesses to lend to, use our Autobid tool to quickly lend to lots of businesses that fit your chosen criteria.
set the average rate of return you want
a maximum of 5% lent to any one business, meaning initially it will be spread across at least 20 businesses. In Advanced settings you can reduce the maximum you can lend to any one business from 5% to either 2.5% or 1%
in the 'Advanced Settings' you can choose which risk grades you want to lend to A+ - C
as you receive repayments they are spread across even more businesses and are re-lent to new businesses
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We will also keep you up to date with the latest developments at Funding Circle.
When setting your average offer rate you should consider your lending speed. Borrowers only accept the lowest interest rate offers so if you set your offer rate too high it will take longer for your money to be lent out and start earning interest.