Better for
investors

The benefits of investing at Funding Circle

   

• Earn an average gross yield of 8.4%

  Get an average gross yield of 8.4%, by lending your money to vetted, established businesses in the UK. Average gross yield is calculated before fees and bad debt.

• It's quick and easy to get started

  Sign up and start earning interest the same day. You can set up your account online in minutes. Once set up simply transfer your money into your Funding Circle account by debit card or online transfer. If you want to start earning interest immediately, you can buy parts of loans from other lenders and build a diversified portfolio.   

• Easy access to your money

  It's easy to access your money when you need to, by selling parts of your loans to other lenders which takes 2 days on average, if sold at par value. A 0.25% loan part sale fee applies.

   

• Manage your risk

  Our experienced credit assessment team screens every application for business finance, using the same information the banks use. Only established and creditworthy businesses can borrow and we publish full market statistics for transparency. It's easy to lend to lots of businesses to manage your risk. View market statistics

• Complete control

  Manage your account online and choose which businesses you want to lend to, over what term, and at what rate. Or alternatively use the Autobid tool to keep it quick and easy.

• Know that you are supporting small businesses in the UK

  Small businesses are the backbone of the UK economy accounting for 99% of all UK enterprise and 50% of private sector employment. By investing at Funding Circle you will be helping these small businesses to grow and expand.

   

• No minimum or maximum investment

  You can lend from as little as £20 per business so investing £400 would allow you to lend across 20 businesses. There is no maximum cap on the amount you can lend on the platform.