Borrowing money directly from people in the UK and cutting out the high costs and complexity of banks means great rates for businesses. Average interest rates are between 7.1% and 9.4% across risk bands. Use the calculator below to estimate your monthly repayments and look how interest rates vary by risk band.
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How much do you want to borrow?
How long do you want it for? (months)
Quote summary
Total payable
Monthly repayment
Above includes Funding Circle fee of
Quick quote is indicative and intended as a guide only. Based on average rate of A+ risk band.
Interest Rates
This is the rate you pay to the people who have lent you the money. Your rate will vary depending on the level of activity on your loan auction.
Fees
Only pay an arrangement fee if you accept your loan. There is only one fee to pay – no hidden charges or extras. The fees are:
| Loan type | 1 year | 3 year | 5 year |
|---|---|---|---|
| Business loans (unsecured / secured) | 2% | 3% | 4% |
| Large asset purchase loans | N/A | 5% | 5% |
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